MID-HUDSON VALLEY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, MID-HUDSON VALLEY FEDERAL CREDIT UNION originated 115 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,300. That is $1,441 below the national median of $6,741. MID-HUDSON VALLEY FEDERAL CREDIT UNION is most active in New York with 115 originations there.
Purchase Originations
115
Median Total Costs
$5,300
−21.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$350
Median Lender Credits
$175
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 115 | 6.500% | $5,300 | $350 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 115 | 6.500% | $5,300 | #112 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,190 | 6.125% | — | 1 | −$2,110 | |
| 2 | $3,326 | 5.750% | — | 1 | −$1,974 | |
| 3 | $4,148 | 6.625% | — | 1 | −$1,152 | |
| 4 | $4,604 | 6.375% | — | 5 | −$696 | |
| 5 | $4,925 | 6.375% | — | 25 | −$375 | |
| 6 | $5,059 | 6.500% | — | 32 | −$241 | |
| 7 | $5,646 | 6.500% | — | 28 | +$346 | |
| 8 | $6,494 | 7.250% | — | 1 | +$1,194 | |
| 9 | $6,654 | 6.625% | — | 5 | +$1,354 | |
| 10 | $7,189 | 6.438% | — | 10 | +$1,889 | |
| 11 | $7,407 | 6.188% | — | 2 | +$2,107 | |
| 12 | $7,425 | 6.562% | — | 2 | +$2,125 | |
| 13 | $8,025 | 6.625% | — | 2 | +$2,725 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.