Homebuyers in Steuben County County who chose Community Bank, National Association paid $4,582 less in closing costs than the county median.
County Median Costs
$4,582
−28.4% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,498
Purchase Originations
596
Denial Rate
10.7%
vs New York avg (8.5%)
vs New York Median
28.4% below
$-1,818
vs National Median
31.4% below
$-2,098
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.625% | $0 | 41 | −$4,228 | |
| 2 | $3,054 | 6.250% | $400 | 39 | −$1,174 | |
| 3 | $3,460 | 6.750% | $1,450 | 10 | −$768 | |
| 4 | $4,021 | 6.875% | $1,865 | 26 | −$207 | |
| 5 | $4,032 | 6.125% | $538 | 96 | −$196 | |
| 6 | $4,478 | 6.500% | $1,985 | 26 | +$250 | |
| 7 | $4,492 | 6.562% | $1,749 | 14 | +$264 | |
| 8 | $4,550 | 6.875% | $1,550 | 13 | +$322 | |
| 9 | $4,778 | 6.375% | $2,074 | 27 | +$550 | |
| 10 | $5,215 | 7.250% | $1,500 | 11 | +$987 | |
| 11 | $5,665 | 6.750% | $2,113 | 13 | +$1,437 | |
| 12 | $7,014 | 6.625% | $3,806 | 27 | +$2,786 |
Includes lenders with 10+ purchase originations in Steuben County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.