Homebuyers in Olmsted County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,182 less in closing costs than the county median.
County Median Costs
$5,246
−5.7% vs Minnesota ($5,563)
Median Rate
6.450%
−0.6% vs national (6.490%)
Median Origination
$2,550
Purchase Originations
1,613
Denial Rate
5.7%
vs Minnesota avg (5.7%)
vs Minnesota Median
5.7% below
$-317
vs National Median
21.5% below
$-1,434
31 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,521 | 6.250% | $900 | 16 | −$1,482 | |
| 2 | $4,056 | 6.375% | $1,984 | 11 | −$947 | |
| 3 | $4,201 | 6.500% | $1,820 | 56 | −$802 | |
| 4 | $4,315 | 6.500% | $2,121 | 73 | −$688 | |
| 5 | $4,483 | 6.375% | $2,120 | 31 | −$520 | |
| 6 | $4,616 | 6.500% | $1,800 | 164 | −$387 | |
| 7 | $4,673 | 6.425% | $2,575 | 19 | −$330 | |
| 8 | $4,681 | 6.188% | $2,430 | 12 | −$322 | |
| 9 | $4,751 | 6.750% | $1,790 | 37 | −$252 | |
| 10 | $4,760 | 6.375% | $3,094 | 26 | −$243 | |
| 11 | $4,780 | 6.625% | $2,390 | 38 | −$223 | |
| 12 | $4,784 | 6.433% | $2,549 | 10 | −$219 | |
| 13 | $4,913 | 6.625% | $2,397 | 50 | −$90 | |
| 14 | $4,926 | 6.375% | $2,550 | 35 | −$77 | |
| 15 | $4,959 | 6.625% | $2,970 | 17 | −$44 | |
| 16 | $5,235 | 6.213% | $2,999 | 60 | +$232 | |
| 17 | $5,236 | 6.562% | $2,773 | 16 | +$233 | |
| 18 | $5,295 | 6.124% | $2,976 | 24 | +$292 | |
| 19 | $5,419 | 6.125% | $2,825 | 55 | +$416 | |
| 20 | $5,452 | 6.375% | $3,050 | 31 | +$449 | |
| 21 | $5,511 | 6.938% | $3,056 | 10 | +$508 | |
| 22 | $5,664 | 6.500% | $3,275 | 15 | +$661 | |
| 23 | $5,675 | 6.500% | $2,994 | 29 | +$672 | |
| 24 | $5,713 | 6.499% | $3,416 | 200 | +$710 | |
| 25 | $5,790 | 6.000% | $3,482 | 14 | +$787 |
Includes lenders with 10+ purchase originations in Olmsted County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.