Bremer Bank, National Association closing costs and rates (2024)
In 2024, Bremer Bank, National Association originated 727 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,270. That ranks #493 nationally by origination volume. For total closing costs among lenders with 500+ originations, Bremer Bank, National Association ranks #227. That is $1,471 below the national median of $6,741. Bremer Bank, National Association is most active in Minnesota with 574 originations there.
Purchase Originations
727
Ranked #493 nationally
Median Total Costs
$5,270
−21.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,881
Median Lender Credits
$493
Cost Rank (500+ vol.)
#227
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 653 | 6.625% | $5,105 | $2,933 |
| fha | 51 | 6.625% | $8,619 | $2,782 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Minnesota | 574 | 6.625% | $5,426 | #22 |
| North Dakota | 107 | 6.375% | $4,442 | #16 |
| Wisconsin | 31 | 6.625% | $3,467 | — |
| South Dakota | 4 | 6.438% | $5,540 | — |
| Arizona | 3 | 6.625% | $7,659 | — |
| Florida | 3 | 7.000% | $9,900 | — |
| Colorado | 2 | 6.688% | $6,962 | — |
| Iowa | 2 | 6.188% | $4,333 | — |
| Wyoming | 1 | 6.875% | $7,664 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,023 | 6.812% | — | 18 | −$1,247 | |
| 2 | $4,442 | 6.125% | — | 47 | −$828 | |
| 3 | $4,460 | 6.500% | — | 14 | −$810 | |
| 4 | $4,516 | 6.562% | — | 14 | −$754 | |
| 5 | $4,764 | 6.625% | — | 12 | −$506 | |
| 6 | $4,897 | 6.625% | — | 27 | −$373 | |
| 7 | $4,965 | 6.550% | — | 16 | −$305 | |
| 8 | $5,012 | 6.875% | — | 17 | −$258 | |
| 9 | $5,046 | 6.625% | — | 51 | −$224 | |
| 10 | $5,366 | 6.625% | — | 29 | +$96 | |
| 11 | $5,367 | 6.875% | — | 31 | +$97 | |
| 12 | $5,419 | 6.500% | — | 23 | +$149 | |
| 13 | $5,432 | 6.625% | — | 13 | +$162 | |
| 14 | $5,673 | 6.875% | — | 14 | +$403 | |
| 15 | $5,954 | 6.750% | — | 20 | +$684 | |
| 16 | $5,991 | 6.625% | — | 19 | +$721 | |
| 17 | $6,036 | 6.625% | — | 17 | +$766 | |
| 18 | $6,473 | 6.625% | — | 30 | +$1,203 | |
| 19 | $6,641 | 6.625% | — | 42 | +$1,371 | |
| 20 | $7,147 | 6.875% | — | 15 | +$1,877 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.