Homebuyers in Muskegon County County who chose NAVY FEDERAL CREDIT UNION paid $1,664 less in closing costs than the county median.
County Median Costs
$4,346
−3.7% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,534
Purchase Originations
1,798
Denial Rate
11.3%
vs Michigan avg (12.0%)
vs Michigan Median
3.7% below
$-168
vs National Median
34.9% below
$-2,334
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,761 | 6.625% | $795 | 25 | −$1,011 | |
| 2 | $3,164 | 6.625% | $1,045 | 34 | −$608 | |
| 3 | $3,302 | 6.750% | $1,075 | 43 | −$470 | |
| 4 | $3,318 | 6.812% | $1,190 | 10 | −$454 | |
| 5 | $3,340 | 6.490% | $1,103 | 358 | −$432 | |
| 6 | $3,554 | 6.625% | $1,295 | 37 | −$218 | |
| 7 | $3,642 | 6.624% | $1,676 | 27 | −$130 | |
| 8 | $3,764 | 6.625% | $1,395 | 37 | −$8 | |
| 9 | $3,767 | 6.625% | $1,808 | 14 | −$5 | |
| 10 | $3,916 | 6.688% | $1,990 | 50 | +$144 | |
| 11 | $4,112 | 6.625% | $1,479 | 22 | +$340 | |
| 12 | $4,118 | 6.625% | $1,353 | 15 | +$346 | |
| 13 | $4,211 | 6.750% | $2,277 | 46 | +$439 | |
| 14 | $4,241 | 6.625% | $2,319 | 106 | +$469 | |
| 15 | $4,290 | 6.490% | $2,161 | 22 | +$518 | |
| 16 | $4,658 | 7.058% | $2,659 | 12 | +$886 | |
| 17 | $4,775 | 6.875% | $2,564 | 30 | +$1,003 | |
| 18 | $5,037 | 6.750% | $2,781 | 61 | +$1,265 | |
| 19 | $5,967 | 6.625% | $3,642 | 10 | +$2,195 | |
| 20 | $6,580 | 9.650% | $2,325 | 12 | +$2,808 | |
| 21 | $6,661 | 6.625% | $4,565 | 10 | +$2,889 | |
| 22 | $6,978 | 6.490% | $4,960 | 11 | +$3,206 |
Includes lenders with 10+ purchase originations in Muskegon County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.