Lowest closing cost mortgage lenders in Ionia County County, Michigan
In Ionia County, Michigan, homebuyers paid a median of $4,308 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 548 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PFCU offered the lowest median costs at $2,997, which is $887 less than the county median.
Homebuyers in Ionia County County who chose PFCU paid $1,311 less in closing costs than the county median.
County Median Costs
$4,308
−2.9% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,711
Purchase Originations
548
vs Michigan Median
2.9% below
$-130
vs National Median
36.1% below
$-2,433
Lender rankings in Ionia County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,997 | 6.500% | $1,050 | 27 | −$887 | |
| 2 | $3,290 | 6.625% | $1,190 | 25 | −$594 | |
| 3 | $3,342 | 6.500% | $972 | 41 | −$542 | |
| 4 | $3,374 | 6.625% | $1,295 | 13 | −$510 | |
| 5 | $3,636 | 6.500% | $1,353 | 33 | −$248 | |
| 6 | $3,994 | 7.062% | $1,835 | 18 | +$110 | |
| 7 | $4,338 | 6.875% | $2,272 | 28 | +$454 | |
| 8 | $4,447 | 6.625% | $2,110 | 15 | +$563 | |
| 9 | $4,726 | 7.125% | $2,761 | 16 | +$842 | |
| 10 | $5,184 | 6.875% | $1,190 | 10 | +$1,300 | |
| 11 | $5,435 | 6.750% | $2,943 | 10 | +$1,551 | |
| 12 | $5,485 | 6.625% | $3,342 | 20 | +$1,601 | |
| 13 | $5,622 | 6.850% | $3,717 | 14 | +$1,738 |
Includes lenders with 10+ purchase originations in Ionia County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.