Homebuyers in Ionia County County who chose PFCU paid $1,265 less in closing costs than the county median.
County Median Costs
$4,428
−1.9% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,634
Purchase Originations
590
Denial Rate
13.9%
vs Michigan avg (12.0%)
vs Michigan Median
1.9% below
$-86
vs National Median
33.7% below
$-2,252
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,163 | 6.375% | $1,065 | 43 | −$773 | |
| 2 | $3,218 | 6.562% | $898 | 12 | −$718 | |
| 3 | $3,351 | 6.750% | $1,100 | 19 | −$585 | |
| 4 | $3,472 | 6.375% | $988 | 47 | −$464 | |
| 5 | $3,567 | 6.500% | $1,190 | 25 | −$369 | |
| 6 | $3,652 | 6.688% | $1,295 | 10 | −$284 | |
| 7 | $3,977 | 6.688% | $1,395 | 10 | +$41 | |
| 8 | $4,096 | 6.688% | $1,912 | 12 | +$160 | |
| 9 | $4,164 | 6.625% | $1,353 | 21 | +$228 | |
| 10 | $4,308 | 6.875% | $2,137 | 21 | +$372 | |
| 11 | $4,435 | 6.625% | $1,373 | 15 | +$499 | |
| 12 | $4,597 | 6.869% | $2,285 | 20 | +$661 | |
| 13 | $5,076 | 6.625% | $2,850 | 12 | +$1,140 | |
| 14 | $5,194 | 6.499% | $2,970 | 10 | +$1,258 | |
| 15 | $5,418 | 6.990% | $3,319 | 16 | +$1,482 | |
| 16 | $7,750 | 6.625% | $4,341 | 18 | +$3,814 |
Includes lenders with 10+ purchase originations in Ionia County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.