What are the average closing costs in Calhoun County County?

In Calhoun County County, the median total loan costs on purchase mortgages were $3,806 in 2024, based on 1,266 originations.

Which lender has the lowest closing costs in Calhoun County County?

Among lenders with 10+ originations in Calhoun County County, FIRST CHOICE MH LLC had the lowest median total closing costs at $1,318 in 2024.

How do closing costs in Calhoun County County compare to Michigan?

Calhoun County County closing costs (median $3,806) are 14.2% below the Michigan state median of $4,438.

Lowest closing cost mortgage lenders in Calhoun County County, Michigan

In Calhoun County, Michigan, homebuyers paid a median of $3,806 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 1,266 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, FIRST CHOICE MH LLC offered the lowest median costs at $1,318, which is $2,007 less than the county median.

Homebuyers in Calhoun County County who chose FIRST CHOICE MH LLC paid $2,488 less in closing costs than the county median.

County Median Costs

$3,806

−14.2% vs Michigan ($4,438)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,537

Purchase Originations

1,266

vs Michigan Median

14.2% below

$-632

vs National Median

43.5% below

$-2,935

Lender rankings in Calhoun County County

24 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	FIRST CHOICE MH LLC	$1,318	10.350%	$400	31	−$2,007
2	KELLOGG COMMUNITY CREDIT UNION	$2,623	6.750%	$975	62	−$702
3	Honor Credit Union	$2,670	6.500%	$950	22	−$655
4	MARSHALL COMMUNITY CREDIT UNION	$2,792	6.938%	$1,100	48	−$533
5	OAK MORTGAGE, LLC	$2,878	6.750%	$950	55	−$447
6	LAKE MICHIGAN CREDIT UNION	$2,881	6.625%	$890	33	−$444
7	CONSUMERS CREDIT UNION	$2,924	6.875%	$1,075	40	−$402
8	RUOFF MORTGAGE COMPANY, INC.	$3,114	6.625%	$1,565	11	−$210
9	Flagstar Bank, National Association	$3,179	6.625%	$1,790	21	−$146
10	Fifth Third Bank, National Association	$3,205	6.688%	$1,295	42	−$120
11	MORTGAGE CENTER L.C.	$3,254	6.375%	$1,200	27	−$71
12	The Huntington National Bank	$3,308	6.750%	$1,486	26	−$17
13	ARBOR FINANCIAL CREDIT UNION	$3,368	6.625%	$1,280	13	+$43
14	OMNI COMMUNITY CREDIT UNION	$3,454	6.625%	$1,598	27	+$129
15	Neighborhood Loans, Inc.	$3,702	6.625%	$1,801	19	+$377
16	SUMMIT HOME MORTGAGE, LLC	$3,847	6.990%	$2,485	22	+$522
17	SUCCESS MORTGAGE PARTNERS, INC.	$4,280	6.625%	$2,255	13	+$954
18	UNION HOME MORTGAGE CORP.	$4,399	7.125%	$2,533	45	+$1,074
19	GVC MORTGAGE, INC.	$4,530	6.875%	$2,659	27	+$1,205
20	CONTOUR MORTGAGE CORPORATION	$4,540	6.750%	$2,300	14	+$1,216
21	ZIPPY LOANS, LLC	$4,894	10.750%	$1,321	15	+$1,569
22	ROCKET MORTGAGE, LLC	$4,960	6.750%	$3,008	51	+$1,635
23	UNITED WHOLESALE MORTGAGE, LLC	$5,008	6.875%	$2,653	48	+$1,683

Includes lenders with 10+ purchase originations in Calhoun County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.