Warsaw Federal Savings and Loan Association closing costs and rates (2024)
In 2024, Warsaw Federal Savings and Loan Association originated 184 purchase mortgages at a median interest rate of 6.67% and median total closing costs of $4,035. That is $2,706 below the national median of $6,741. Warsaw Federal Savings and Loan Association is most active in Ohio with 140 originations there.
Purchase Originations
184
Median Total Costs
$4,035
−40.1% vs national ($6,741)
Median Rate
6.675%
+0.8% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$125
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 170 | 6.725% | $4,009 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 140 | 6.625% | $4,012 | #114 |
| Kentucky | 21 | 6.825% | $3,547 | — |
| Indiana | 5 | 6.625% | $4,332 | — |
| Florida | 4 | 6.800% | $6,982 | — |
| Michigan | 4 | 6.688% | $6,224 | — |
| Pennsylvania | 2 | 6.550% | $9,360 | — |
| South Carolina | 2 | 6.750% | $4,694 | — |
| Alabama | 1 | 6.700% | $3,312 | — |
| Illinois | 1 | 6.550% | $6,590 | — |
| Massachusetts | 1 | 7.550% | $5,710 | — |
| North Carolina | 1 | 6.565% | $4,223 | — |
| Tennessee | 1 | 6.450% | $4,298 | — |
| Virginia | 1 | 6.975% | $4,655 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,567 | 6.075% | — | 1 | −$1,468 | |
| 2 | $2,929 | 6.950% | — | 1 | −$1,106 | |
| 3 | $3,312 | 6.700% | — | 1 | −$723 | |
| 4 | $3,527 | 6.825% | — | 3 | −$508 | |
| 5 | $3,547 | 6.950% | — | 5 | −$488 | |
| 6 | $3,649 | 6.838% | — | 10 | −$386 | |
| 7 | $3,952 | 6.625% | — | 11 | −$83 | |
| 8 | $3,993 | 6.625% | — | 102 | −$42 | |
| 9 | $4,013 | 6.375% | — | 9 | −$22 | |
| 10 | $4,232 | 6.713% | — | 16 | +$197 | |
| 11 | $4,332 | 6.400% | — | 1 | +$297 | |
| 12 | $4,982 | 6.875% | — | 1 | +$947 | |
| 13 | $5,432 | 6.625% | — | 1 | +$1,397 | |
| 14 | $5,529 | 6.900% | — | 1 | +$1,494 | |
| 15 | $5,910 | 6.625% | — | 1 | +$1,875 | |
| 16 | $6,056 | 6.750% | — | 1 | +$2,021 | |
| 17 | $6,590 | 6.550% | — | 1 | +$2,555 | |
| 18 | $7,792 | 6.625% | — | 1 | +$3,757 | |
| 19 | $8,532 | 6.725% | — | 1 | +$4,497 | |
| 20 | $9,894 | 7.950% | — | 1 | +$5,859 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.