UNION SQUARE CREDIT UNION closing costs and rates (2024)
In 2024, UNION SQUARE CREDIT UNION originated 134 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $4,601. That is $2,140 below the national median of $6,741. UNION SQUARE CREDIT UNION is most active in Texas with 130 originations there.
Purchase Originations
134
Median Total Costs
$4,601
−31.8% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$700
Median Lender Credits
$340
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 72 | 6.625% | $3,588 | $700 |
| fha | 45 | 6.125% | $6,645 | $700 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 130 | 6.312% | $4,593 | #241 |
| Oklahoma | 3 | 6.250% | $7,075 | — |
| New Mexico | 1 | 6.250% | $24,770 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,980 | 6.000% | — | 1 | −$1,621 | |
| 2 | $3,353 | 7.188% | — | 2 | −$1,248 | |
| 3 | $3,773 | 6.625% | — | 1 | −$828 | |
| 4 | $4,349 | 6.250% | — | 6 | −$252 | |
| 5 | $4,519 | 6.250% | — | 101 | −$82 | |
| 6 | $4,598 | 6.500% | — | 1 | −$3 | |
| 7 | $5,519 | 5.750% | — | 1 | +$918 | |
| 8 | $5,631 | 6.375% | — | 15 | +$1,030 | |
| 9 | $6,472 | 7.375% | — | 1 | +$1,871 | |
| 10 | $6,968 | 5.250% | — | 1 | +$2,367 | |
| 11 | $7,075 | 6.250% | — | 1 | +$2,474 | |
| 12 | $8,516 | 6.250% | — | 1 | +$3,915 | |
| 13 | $9,405 | 6.000% | — | 1 | +$4,804 | |
| 14 | $24,770 | 6.250% | — | 1 | +$20,169 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.