SOUTH CAROLINA FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, SOUTH CAROLINA FEDERAL CREDIT UNION originated 262 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $7,083. That is $342 above the national median of $6,741. SOUTH CAROLINA FEDERAL CREDIT UNION is most active in South Carolina with 250 originations there.
Purchase Originations
262
Median Total Costs
$7,083
+5.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$4,393
Median Lender Credits
$506
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 262 | 6.375% | $7,083 | $4,393 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Carolina | 250 | 6.375% | $6,959 | #63 |
| North Carolina | 6 | 5.438% | $14,059 | — |
| Georgia | 4 | 5.625% | $8,188 | — |
| Missouri | 1 | 4.560% | $2,931 | — |
| Tennessee | 1 | 5.875% | $8,618 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,755 | 7.000% | — | 2 | −$2,328 | |
| 2 | $4,926 | 6.625% | — | 8 | −$2,157 | |
| 3 | $5,194 | 6.375% | — | 7 | −$1,889 | |
| 4 | $5,214 | 5.405% | — | 2 | −$1,869 | |
| 5 | $5,973 | 6.250% | — | 13 | −$1,110 | |
| 6 | $6,040 | 6.250% | — | 8 | −$1,043 | |
| 7 | $6,329 | 6.500% | — | 27 | −$754 | |
| 8 | $6,450 | 6.188% | — | 2 | −$633 | |
| 9 | $6,531 | 6.375% | — | 3 | −$552 | |
| 10 | $6,617 | 6.250% | — | 12 | −$466 | |
| 11 | $6,651 | 6.375% | — | 45 | −$432 | |
| 12 | $7,249 | 7.188% | — | 2 | +$166 | |
| 13 | $7,305 | 6.750% | — | 11 | +$222 | |
| 14 | $7,983 | 6.750% | — | 1 | +$900 | |
| 15 | $8,405 | 6.688% | — | 2 | +$1,322 | |
| 16 | $9,529 | 6.125% | — | 98 | +$2,446 | |
| 17 | $11,071 | 5.625% | — | 2 | +$3,988 | |
| 18 | $12,967 | 5.125% | — | 4 | +$5,884 | |
| 19 | $13,053 | 6.062% | — | 2 | +$5,970 | |
| 20 | $14,059 | 5.875% | — | 2 | +$6,976 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.