Purchase Originations
477
Median Total Costs
$6,045
−9.5% vs national ($6,680)
↑ $357 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,334
Median Lender Credits
$50
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 304 | 6.500% | $5,078 | $2,602 |
| fha | 127 | 6.375% | $7,836 | $1,675 |
| va | 40 | 6.250% | $8,412 | $3,051 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,247 | 6.620% | — | 4 | −$2,798 | |
| 2 | $4,078 | 6.562% | — | 18 | −$1,967 | |
| 3 | $4,478 | 6.438% | — | 14 | −$1,567 | |
| 4 | $4,771 | 6.375% | — | 11 | −$1,274 | |
| 5 | $5,372 | 6.750% | — | 6 | −$673 | |
| 6 | $5,412 | 6.875% | — | 3 | −$633 | |
| 7 | $5,502 | 6.438% | — | 4 | −$543 | |
| 8 | $5,519 | 6.490% | — | 105 | −$526 | |
| 9 | $5,740 | 6.500% | — | 87 | −$305 | |
| 10 | $5,787 | 6.625% | — | 8 | −$258 | |
| 11 | $5,870 | 6.375% | — | 28 | −$175 | |
| 12 | $6,117 | 6.500% | — | 78 | +$72 | |
| 13 | $7,035 | 6.500% | — | 3 | +$990 | |
| 14 | $7,162 | 6.125% | — | 3 | +$1,117 | |
| 15 | $7,282 | 6.188% | — | 6 | +$1,237 | |
| 16 | $7,319 | 6.375% | — | 35 | +$1,274 | |
| 17 | $7,330 | 6.250% | — | 11 | +$1,285 | |
| 18 | $7,868 | 6.057% | — | 6 | +$1,823 | |
| 19 | $9,543 | 6.625% | — | 5 | +$3,498 | |
| 20 | $12,998 | 6.125% | — | 3 | +$6,953 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Regent Financial Group, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $6,045 | $7,127 | −$1,082 (−15.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.