Purchase Originations
253
Median Total Costs
$6,081
−9.0% vs national ($6,680)
↑ $221 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,108
Median Lender Credits
$50
Denial Rate
3.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 176 | 6.250% | $6,504 | $946 |
| va | 49 | 6.125% | $4,262 | $1,439 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,754 | 6.500% | — | 3 | −$3,327 | |
| 2 | $2,999 | 6.500% | — | 7 | −$3,082 | |
| 3 | $3,181 | 6.312% | — | 4 | −$2,900 | |
| 4 | $3,393 | 6.250% | — | 4 | −$2,688 | |
| 5 | $3,848 | 6.438% | — | 2 | −$2,233 | |
| 6 | $4,075 | 6.625% | — | 3 | −$2,006 | |
| 7 | $4,916 | 6.125% | — | 9 | −$1,165 | |
| 8 | $5,165 | 6.125% | — | 2 | −$916 | |
| 9 | $5,240 | 6.250% | — | 13 | −$841 | |
| 10 | $5,368 | 6.625% | — | 3 | −$713 | |
| 11 | $5,680 | 6.312% | — | 2 | −$401 | |
| 12 | $5,795 | 6.875% | — | 3 | −$286 | |
| 13 | $5,813 | 7.062% | — | 2 | −$268 | |
| 14 | $5,938 | 6.562% | — | 10 | −$143 | |
| 15 | $6,115 | 6.375% | — | 19 | +$34 | |
| 16 | $6,515 | 6.125% | — | 7 | +$434 | |
| 17 | $6,876 | 6.125% | — | 79 | +$795 | |
| 18 | $7,486 | 6.250% | — | 9 | +$1,405 | |
| 19 | $8,053 | 6.500% | — | 11 | +$1,972 | |
| 20 | $10,107 | 5.875% | — | 2 | +$4,026 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Members Mortgage Services, L.L.C. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $195,000 | $335,000 | −$140,000 (−41.8%) |
| Median total closing costs | $6,081 | $7,127 | −$1,046 (−14.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.