MDE HOME LOANS, LLC closing costs and rates (2024)
In 2024, MDE HOME LOANS, LLC originated 244 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $11,284. That is $4,543 above the national median of $6,741. MDE HOME LOANS, LLC is most active in Pennsylvania with 180 originations there.
Purchase Originations
244
Median Total Costs
$11,284
+67.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$5,534
Median Lender Credits
$3,015
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 190 | 6.625% | $10,569 | $5,458 |
| fha | 35 | 6.250% | $18,940 | $6,364 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 180 | 6.625% | $10,985 | #113 |
| Maryland | 23 | 6.500% | $11,635 | — |
| Delaware | 16 | 6.500% | $13,958 | — |
| New Jersey | 12 | 6.312% | $8,103 | — |
| North Carolina | 9 | 6.500% | $12,795 | — |
| Virginia | 2 | 6.250% | $15,578 | — |
| Florida | 1 | 6.500% | $9,431 | — |
| Texas | 1 | 6.000% | $12,433 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,799 | 6.990% | — | 1 | −$6,485 | |
| 2 | $6,385 | 6.312% | — | 4 | −$4,899 | |
| 3 | $8,586 | 6.750% | — | 2 | −$2,698 | |
| 4 | $9,431 | 6.500% | — | 1 | −$1,853 | |
| 5 | $9,690 | 6.688% | — | 22 | −$1,594 | |
| 6 | $9,866 | 6.625% | — | 36 | −$1,418 | |
| 7 | $10,087 | 7.125% | — | 4 | −$1,197 | |
| 8 | $10,222 | 6.500% | — | 10 | −$1,062 | |
| 9 | $10,224 | 6.688% | — | 36 | −$1,060 | |
| 10 | $11,024 | 6.500% | — | 7 | −$260 | |
| 11 | $11,163 | 6.500% | — | 21 | −$121 | |
| 12 | $11,635 | 6.625% | — | 1 | +$351 | |
| 13 | $11,734 | 6.500% | — | 3 | +$450 | |
| 14 | $12,189 | 6.625% | — | 27 | +$905 | |
| 15 | $12,227 | 6.625% | — | 44 | +$943 | |
| 16 | $12,795 | 6.750% | — | 1 | +$1,511 | |
| 17 | $12,968 | 6.375% | — | 1 | +$1,684 | |
| 18 | $14,018 | 6.250% | — | 3 | +$2,734 | |
| 19 | $14,687 | 6.375% | — | 12 | +$3,403 | |
| 20 | $15,846 | 6.750% | — | 1 | +$4,562 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.