Purchase Originations
277
Median Total Costs
$6,912
+3.5% vs national ($6,680)
↑ $219 vs prior year
Median Rate
6.125%
−5.6% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$4,040
Median Lender Credits
$702
Denial Rate
1.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 180 | 6.375% | $6,478 | $4,305 |
| va | 54 | 5.990% | $6,865 | $282 |
| fha | 43 | 5.875% | $11,700 | $4,021 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $761 | 5.625% | — | 1 | −$6,151 | |
| 2 | $3,423 | 6.625% | — | 1 | −$3,489 | |
| 3 | $3,582 | 6.250% | — | 1 | −$3,330 | |
| 4 | $4,158 | 6.625% | — | 1 | −$2,754 | |
| 5 | $4,659 | 6.625% | — | 1 | −$2,253 | |
| 6 | $4,901 | 6.375% | — | 49 | −$2,011 | |
| 7 | $5,843 | 6.625% | — | 1 | −$1,069 | |
| 8 | $5,973 | 6.000% | — | 1 | −$939 | |
| 9 | $6,110 | 6.562% | — | 2 | −$802 | |
| 10 | $6,221 | 6.500% | — | 3 | −$691 | |
| 11 | $6,298 | 6.625% | — | 1 | −$614 | |
| 12 | $6,912 | 6.750% | — | 1 | +$0 | |
| 13 | $7,232 | 6.125% | — | 93 | +$320 | |
| 14 | $7,517 | 6.000% | — | 112 | +$605 | |
| 15 | $7,548 | 6.375% | — | 1 | +$636 | |
| 16 | $7,919 | 6.500% | — | 1 | +$1,007 | |
| 17 | $8,037 | 5.625% | — | 1 | +$1,125 | |
| 18 | $9,325 | 6.250% | — | 1 | +$2,413 | |
| 19 | $10,725 | 6.250% | — | 1 | +$3,813 | |
| 20 | $57,412 | 5.250% | — | 1 | +$50,500 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Jonah Bank of Wyoming | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $6,912 | $7,127 | −$215 (−3.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.