HEARTLAND CREDIT UNION closing costs and rates (2024)
In 2024, HEARTLAND CREDIT UNION originated 202 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,332. That is $3,409 below the national median of $6,741. HEARTLAND CREDIT UNION is most active in Kansas with 199 originations there.
Purchase Originations
202
Median Total Costs
$3,332
−50.6% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,295
Median Lender Credits
$132
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 202 | 6.875% | $3,332 | $1,295 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,918 | 6.875% | — | 1 | −$1,414 | |
| 2 | $2,247 | 7.375% | — | 1 | −$1,085 | |
| 3 | $2,378 | 7.125% | — | 1 | −$954 | |
| 4 | $2,480 | 8.000% | — | 1 | −$852 | |
| 5 | $2,598 | 7.750% | — | 1 | −$734 | |
| 6 | $2,811 | 7.000% | — | 5 | −$521 | |
| 7 | $3,049 | 7.000% | — | 79 | −$283 | |
| 8 | $3,081 | 6.625% | — | 1 | −$251 | |
| 9 | $3,338 | 6.750% | — | 7 | +$6 | |
| 10 | $3,425 | 6.625% | — | 1 | +$93 | |
| 11 | $3,506 | 6.625% | — | 14 | +$174 | |
| 12 | $3,750 | 6.562% | — | 2 | +$418 | |
| 13 | $3,770 | 6.625% | — | 7 | +$438 | |
| 14 | $3,854 | 6.688% | — | 72 | +$522 | |
| 15 | $4,101 | 8.000% | — | 1 | +$769 | |
| 16 | $4,493 | 8.375% | — | 1 | +$1,161 | |
| 17 | $4,644 | 7.125% | — | 1 | +$1,312 | |
| 18 | $4,836 | 6.000% | — | 1 | +$1,504 | |
| 19 | $5,288 | 6.000% | — | 1 | +$1,956 | |
| 20 | $9,066 | 7.000% | — | 1 | +$5,734 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.