Hamilton Mortgage Corporation closing costs and rates (2024)
In 2024, Hamilton Mortgage Corporation originated 453 purchase mortgages at a median interest rate of 6.49% and median total closing costs of $6,150. That is $591 below the national median of $6,741. Hamilton Mortgage Corporation is most active in Alabama with 368 originations there.
Purchase Originations
453
Median Total Costs
$6,150
−8.8% vs national ($6,741)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$1,930
Median Lender Credits
$400
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 191 | 6.250% | $9,705 | $3,054 |
| conventional | 187 | 6.500% | $0 | $0 |
| usda | 55 | 6.500% | $5,386 | $1,756 |
| va | 20 | 6.750% | $7,197 | $2,684 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 368 | 6.500% | $5,408 | #33 |
| Texas | 52 | 6.250% | $12,879 | #349 |
| Mississippi | 26 | 6.750% | $5,973 | — |
| Arkansas | 6 | 6.125% | $8,737 | — |
| Louisiana | 1 | 5.750% | $20,146 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,179 | 6.750% | — | 27 | −$3,971 | |
| 2 | $3,641 | 6.500% | — | 7 | −$2,509 | |
| 3 | $4,125 | 5.750% | — | 6 | −$2,025 | |
| 4 | $4,342 | 6.250% | — | 25 | −$1,808 | |
| 5 | $4,643 | 6.500% | — | 41 | −$1,507 | |
| 6 | $5,067 | 6.500% | — | 10 | −$1,083 | |
| 7 | $5,087 | 6.375% | — | 10 | −$1,063 | |
| 8 | $5,312 | 6.688% | — | 8 | −$838 | |
| 9 | $5,367 | 7.125% | — | 5 | −$783 | |
| 10 | $5,460 | 7.000% | — | 7 | −$690 | |
| 11 | $5,466 | 6.500% | — | 77 | −$684 | |
| 12 | $6,055 | 6.750% | — | 9 | −$95 | |
| 13 | $6,510 | 5.750% | — | 7 | +$360 | |
| 14 | $6,793 | 6.750% | — | 5 | +$643 | |
| 15 | $6,846 | 6.312% | — | 24 | +$696 | |
| 16 | $6,966 | 5.875% | — | 50 | +$816 | |
| 17 | $7,537 | 6.625% | — | 7 | +$1,387 | |
| 18 | $7,829 | 6.625% | — | 9 | +$1,679 | |
| 19 | $9,688 | 5.750% | — | 10 | +$3,538 | |
| 20 | $13,951 | 6.500% | — | 5 | +$7,801 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.