First Federal Bank of Kansas City closing costs and rates (2024)
In 2024, First Federal Bank of Kansas City originated 199 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,164. That is $2,577 below the national median of $6,741. First Federal Bank of Kansas City is most active in Missouri with 144 originations there.
Purchase Originations
199
Median Total Costs
$4,164
−38.2% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,967
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 185 | 6.875% | $4,019 | $2,190 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 144 | 6.875% | $3,849 | #74 |
| Kansas | 46 | 7.062% | $4,493 | — |
| Virginia | 2 | 6.250% | $2,327 | — |
| Illinois | 1 | 6.750% | $7,336 | — |
| Louisiana | 1 | 7.375% | $4,164 | — |
| Massachusetts | 1 | 6.625% | $3,437 | — |
| Michigan | 1 | 6.500% | $12,709 | — |
| North Carolina | 1 | 6.500% | $9,883 | — |
| Ohio | 1 | 5.875% | $14,518 | — |
| South Carolina | 1 | 7.000% | $5,798 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,464 | 6.500% | — | 1 | −$1,700 | |
| 2 | $2,564 | 6.000% | — | 1 | −$1,600 | |
| 3 | $2,649 | 6.500% | — | 1 | −$1,515 | |
| 4 | $2,750 | 6.000% | — | 1 | −$1,414 | |
| 5 | $2,776 | 6.875% | — | 39 | −$1,388 | |
| 6 | $3,133 | 6.875% | — | 16 | −$1,031 | |
| 7 | $3,136 | 7.250% | — | 1 | −$1,028 | |
| 8 | $3,437 | 6.625% | — | 1 | −$727 | |
| 9 | $3,792 | 7.125% | — | 1 | −$372 | |
| 10 | $4,134 | 7.188% | — | 26 | −$30 | |
| 11 | $4,164 | 7.375% | — | 1 | +$0 | |
| 12 | $4,322 | 7.000% | — | 69 | +$158 | |
| 13 | $5,033 | 7.125% | — | 16 | +$869 | |
| 14 | $5,755 | 6.325% | — | 2 | +$1,591 | |
| 15 | $5,820 | 6.562% | — | 2 | +$1,656 | |
| 16 | $7,336 | 6.750% | — | 1 | +$3,172 | |
| 17 | $9,736 | 6.625% | — | 2 | +$5,572 | |
| 18 | $9,947 | 7.375% | — | 1 | +$5,783 | |
| 19 | $10,417 | 6.500% | — | 11 | +$6,253 | |
| 20 | $12,709 | 6.500% | — | 1 | +$8,545 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.