Dayspring Bank closing costs and rates (2024)
In 2024, Dayspring Bank originated 123 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,008. That is $3,733 below the national median of $6,741. Dayspring Bank is most active in Nebraska with 114 originations there.
Purchase Originations
123
Median Total Costs
$3,008
−55.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,225
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 106 | 6.562% | $2,952 | $1,225 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,831 | 6.750% | — | 1 | −$1,177 | |
| 2 | $2,614 | 6.500% | — | 1 | −$394 | |
| 3 | $2,710 | 6.125% | — | 2 | −$298 | |
| 4 | $2,746 | 6.562% | — | 30 | −$262 | |
| 5 | $2,944 | 6.625% | — | 13 | −$64 | |
| 6 | $2,960 | 6.500% | — | 17 | −$48 | |
| 7 | $3,013 | 7.000% | — | 3 | +$5 | |
| 8 | $3,060 | 6.875% | — | 1 | +$52 | |
| 9 | $3,163 | 6.500% | — | 46 | +$155 | |
| 10 | $3,457 | 6.875% | — | 1 | +$449 | |
| 11 | $3,572 | 6.500% | — | 1 | +$564 | |
| 12 | $3,692 | 6.500% | — | 1 | +$684 | |
| 13 | $3,957 | 6.625% | — | 1 | +$949 | |
| 14 | $4,031 | 6.500% | — | 1 | +$1,023 | |
| 15 | $5,490 | 6.750% | — | 1 | +$2,482 | |
| 16 | $5,883 | 6.500% | — | 1 | +$2,875 | |
| 17 | $6,363 | 6.500% | — | 1 | +$3,355 | |
| 18 | $7,738 | 5.500% | — | 1 | +$4,730 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.