CHARTER WEST BANK closing costs and rates (2024)
In 2024, CHARTER WEST BANK originated 1,360 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,255. That ranks #294 nationally by origination volume. For total closing costs among lenders with 500+ originations, CHARTER WEST BANK ranks #135. That is $2,486 below the national median of $6,741. CHARTER WEST BANK is most active in Nebraska with 1,228 originations there.
Purchase Originations
1,360
Ranked #294 nationally
Median Total Costs
$4,255
−36.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,521
Median Lender Credits
$80
Cost Rank (500+ vol.)
#135
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 717 | 6.875% | $3,097 | $1,291 |
| fha | 502 | 6.250% | $7,378 | $1,714 |
| va | 118 | 6.250% | $6,155 | $1,095 |
| usda | 23 | 5.875% | $4,753 | $1,714 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 1,228 | 6.500% | $4,255 | #1 |
| Iowa | 108 | 6.625% | $4,448 | #56 |
| Wisconsin | 5 | 7.125% | $2,960 | — |
| Texas | 4 | 6.812% | $5,289 | — |
| Kansas | 3 | 6.625% | $4,404 | — |
| Arizona | 2 | 7.500% | $4,467 | — |
| Florida | 2 | 6.812% | $4,416 | — |
| Missouri | 2 | 6.875% | $8,500 | — |
| South Dakota | 2 | 7.250% | $3,172 | — |
| Colorado | 1 | 5.625% | $8,417 | — |
| Minnesota | 1 | 7.875% | $6,547 | — |
| Mississippi | 1 | 6.250% | $9,491 | — |
| Oregon | 1 | 7.375% | $4,022 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,400 | 6.750% | — | 16 | −$855 | |
| 2 | $3,447 | 6.625% | — | 162 | −$808 | |
| 3 | $3,495 | 6.500% | — | 17 | −$760 | |
| 4 | $3,511 | 6.375% | — | 48 | −$744 | |
| 5 | $3,825 | 6.625% | — | 392 | −$430 | |
| 6 | $3,847 | 6.500% | — | 182 | −$408 | |
| 7 | $3,860 | 6.625% | — | 11 | −$395 | |
| 8 | $4,248 | 6.625% | — | 64 | −$7 | |
| 9 | $4,672 | 6.562% | — | 14 | +$417 | |
| 10 | $4,801 | 6.250% | — | 10 | +$546 | |
| 11 | $4,860 | 6.312% | — | 12 | +$605 | |
| 12 | $4,996 | 6.500% | — | 17 | +$741 | |
| 13 | $5,067 | 6.500% | — | 38 | +$812 | |
| 14 | $5,130 | 6.562% | — | 10 | +$875 | |
| 15 | $5,338 | 6.875% | — | 9 | +$1,083 | |
| 16 | $5,663 | 6.625% | — | 13 | +$1,408 | |
| 17 | $5,729 | 6.125% | — | 11 | +$1,474 | |
| 18 | $5,806 | 6.375% | — | 31 | +$1,551 | |
| 19 | $6,818 | 6.500% | — | 62 | +$2,563 | |
| 20 | $6,867 | 6.375% | — | 58 | +$2,612 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.