CBI Bank & Trust closing costs and rates (2024)
In 2024, CBI Bank & Trust originated 230 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $2,533. That is $4,208 below the national median of $6,741. CBI Bank & Trust is most active in Illinois with 129 originations there.
Purchase Originations
230
Median Total Costs
$2,533
−62.4% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$977
Median Lender Credits
$52
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 230 | 6.875% | $2,533 | $977 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,116 | 6.625% | — | 8 | −$417 | |
| 2 | $2,249 | 7.062% | — | 4 | −$284 | |
| 3 | $2,276 | 6.875% | — | 5 | −$257 | |
| 4 | $2,279 | 7.125% | — | 58 | −$254 | |
| 5 | $2,313 | 6.875% | — | 22 | −$220 | |
| 6 | $2,317 | 6.812% | — | 24 | −$216 | |
| 7 | $2,346 | 7.000% | — | 3 | −$187 | |
| 8 | $2,439 | 6.500% | — | 2 | −$94 | |
| 9 | $2,454 | 7.375% | — | 2 | −$79 | |
| 10 | $2,567 | 7.000% | — | 14 | +$34 | |
| 11 | $2,584 | 6.875% | — | 2 | +$51 | |
| 12 | $2,642 | 6.938% | — | 20 | +$109 | |
| 13 | $2,661 | 6.750% | — | 3 | +$128 | |
| 14 | $2,720 | 6.625% | — | 44 | +$187 | |
| 15 | $2,834 | 6.500% | — | 1 | +$301 | |
| 16 | $2,867 | 6.375% | — | 2 | +$334 | |
| 17 | $2,889 | 6.875% | — | 4 | +$356 | |
| 18 | $3,127 | 7.000% | — | 1 | +$594 | |
| 19 | $5,409 | 7.000% | — | 1 | +$2,876 | |
| 20 | $6,297 | 6.875% | — | 1 | +$3,764 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.