Blue Ridge Bank, National Association closing costs and rates (2024)
In 2024, Blue Ridge Bank, National Association originated 660 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,654. That ranks #530 nationally by origination volume. For total closing costs among lenders with 500+ originations, Blue Ridge Bank, National Association ranks #348. That is $87 below the national median of $6,741. Blue Ridge Bank, National Association is most active in North Carolina with 265 originations there.
Purchase Originations
660
Ranked #530 nationally
Median Total Costs
$6,654
−1.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,353
Median Lender Credits
$117
Cost Rank (500+ vol.)
#348
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 309 | 6.625% | $5,329 | $2,454 |
| fha | 240 | 6.500% | $8,544 | $2,310 |
| va | 65 | 6.500% | $6,888 | $1,983 |
| usda | 46 | 6.250% | $6,848 | $2,457 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 265 | 6.625% | $6,823 | #88 |
| Virginia | 182 | 6.625% | $6,928 | #93 |
| Indiana | 56 | 6.375% | $5,554 | #164 |
| Pennsylvania | 29 | 6.500% | $6,590 | — |
| South Carolina | 28 | 6.625% | $4,377 | — |
| Georgia | 17 | 6.625% | $7,546 | — |
| Maryland | 16 | 6.625% | $5,062 | — |
| Oklahoma | 15 | 6.490% | $7,599 | — |
| Florida | 12 | 6.250% | $7,646 | — |
| Tennessee | 9 | 6.625% | $6,697 | — |
| Ohio | 6 | 6.495% | $5,182 | — |
| West Virginia | 6 | 6.625% | $7,130 | — |
| Texas | 5 | 6.875% | $8,002 | — |
| Arizona | 2 | 6.750% | $5,501 | — |
| Nevada | 2 | 6.562% | $7,329 | — |
| Wisconsin | 2 | 6.562% | $10,782 | — |
| Colorado | 1 | 6.490% | $10,296 | — |
| Connecticut | 1 | 6.875% | $8,616 | — |
| Delaware | 1 | 6.990% | $4,573 | — |
| Illinois | 1 | 6.500% | $5,327 | — |
| Mississippi | 1 | 6.125% | $5,753 | — |
| New Jersey | 1 | 6.625% | $12,665 | — |
| New York | 1 | 5.750% | $33,018 | — |
| Washington | 1 | 7.500% | $5,341 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,729 | 6.625% | — | 14 | −$1,925 | |
| 2 | $4,808 | 6.625% | — | 8 | −$1,846 | |
| 3 | $5,593 | 6.000% | — | 11 | −$1,061 | |
| 4 | $5,826 | 6.750% | — | 14 | −$828 | |
| 5 | $6,032 | 6.438% | — | 8 | −$622 | |
| 6 | $6,073 | 6.500% | — | 8 | −$581 | |
| 7 | $6,216 | 6.500% | — | 11 | −$438 | |
| 8 | $6,376 | 6.500% | — | 9 | −$278 | |
| 9 | $6,448 | 6.375% | — | 9 | −$206 | |
| 10 | $6,703 | 6.433% | — | 12 | +$49 | |
| 11 | $6,919 | 6.312% | — | 16 | +$265 | |
| 12 | $6,940 | 6.688% | — | 18 | +$286 | |
| 13 | $7,152 | 6.375% | — | 19 | +$498 | |
| 14 | $7,171 | 6.562% | — | 14 | +$517 | |
| 15 | $7,241 | 6.750% | — | 18 | +$587 | |
| 16 | $7,398 | 6.375% | — | 43 | +$744 | |
| 17 | $7,582 | 6.490% | — | 13 | +$928 | |
| 18 | $7,791 | 6.562% | — | 12 | +$1,137 | |
| 19 | $8,193 | 7.125% | — | 12 | +$1,539 | |
| 20 | $10,227 | 6.125% | — | 12 | +$3,573 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.