BANKWEST, INC. closing costs and rates (2024)
In 2024, BANKWEST, INC. originated 198 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,958. That is $783 below the national median of $6,741. BANKWEST, INC. is most active in South Dakota with 185 originations there.
Purchase Originations
198
Median Total Costs
$5,958
−11.6% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,648
Median Lender Credits
$109
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 129 | 6.625% | $5,332 | $2,993 |
| fha | 44 | 6.000% | $8,711 | $2,298 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Dakota | 185 | 6.375% | $5,895 | #11 |
| North Dakota | 7 | 6.000% | $6,444 | — |
| Montana | 2 | 8.812% | $7,478 | — |
| Nebraska | 2 | 7.058% | $8,852 | — |
| Arizona | 1 | 6.875% | $8,780 | — |
| Wyoming | 1 | 6.875% | $7,804 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,345 | 5.875% | — | 3 | −$2,613 | |
| 2 | $3,601 | 6.625% | — | 3 | −$2,357 | |
| 3 | $3,674 | 7.625% | — | 4 | −$2,284 | |
| 4 | $4,150 | 6.500% | — | 5 | −$1,808 | |
| 5 | $4,212 | 6.375% | — | 3 | −$1,746 | |
| 6 | $4,429 | 6.188% | — | 4 | −$1,529 | |
| 7 | $4,968 | 6.125% | — | 9 | −$990 | |
| 8 | $5,186 | 6.000% | — | 9 | −$772 | |
| 9 | $5,818 | 6.312% | — | 4 | −$140 | |
| 10 | $5,970 | 6.125% | — | 9 | +$12 | |
| 11 | $6,089 | 6.250% | — | 49 | +$131 | |
| 12 | $6,233 | 5.875% | — | 5 | +$275 | |
| 13 | $6,289 | 6.750% | — | 6 | +$331 | |
| 14 | $6,468 | 6.625% | — | 15 | +$510 | |
| 15 | $6,645 | 6.625% | — | 7 | +$687 | |
| 16 | $6,825 | 5.938% | — | 2 | +$867 | |
| 17 | $7,040 | 6.500% | — | 13 | +$1,082 | |
| 18 | $7,304 | 6.625% | — | 6 | +$1,346 | |
| 19 | $8,512 | 6.625% | — | 5 | +$2,554 | |
| 20 | $8,729 | 6.120% | — | 2 | +$2,771 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.