AgFirst Farm Credit Bank closing costs and rates (2024)
In 2024, AgFirst Farm Credit Bank originated 781 purchase mortgages at a median interest rate of 7.50% and median total closing costs of $8,486. That ranks #452 nationally by origination volume. For total closing costs among lenders with 500+ originations, AgFirst Farm Credit Bank ranks #472. That is $1,745 above the national median of $6,741. AgFirst Farm Credit Bank is most active in North Carolina with 316 originations there.
Purchase Originations
781
Ranked #452 nationally
Median Total Costs
$8,486
+25.9% vs national ($6,741)
Median Rate
7.500%
+13.3% vs national (6.620%)
Median Origination
$5,535
Median Lender Credits
$150
Cost Rank (500+ vol.)
#472
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 781 | 7.500% | $8,486 | $5,535 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 316 | 7.500% | $8,389 | #74 |
| South Carolina | 214 | 7.500% | $8,690 | #70 |
| Georgia | 134 | 7.438% | $9,000 | #121 |
| Florida | 64 | 7.750% | $8,470 | #294 |
| Virginia | 19 | 7.750% | $9,129 | — |
| Kentucky | 16 | 7.812% | $3,846 | — |
| Pennsylvania | 5 | 7.375% | $4,566 | — |
| Texas | 4 | 7.375% | $8,011 | — |
| Maryland | 3 | 6.375% | $9,073 | — |
| New York | 2 | 7.562% | $3,960 | — |
| Tennessee | 2 | 7.625% | $6,639 | — |
| West Virginia | 2 | 8.125% | $6,518 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,594 | 7.375% | — | 15 | −$1,892 | |
| 2 | $6,818 | 7.375% | — | 10 | −$1,668 | |
| 3 | $7,627 | 7.312% | — | 16 | −$859 | |
| 4 | $7,650 | 7.750% | — | 11 | −$836 | |
| 5 | $8,114 | 7.688% | — | 12 | −$372 | |
| 6 | $8,183 | 7.250% | — | 16 | −$303 | |
| 7 | $8,337 | 7.500% | — | 15 | −$149 | |
| 8 | $8,482 | 7.625% | — | 18 | −$4 | |
| 9 | $8,494 | 7.938% | — | 12 | +$8 | |
| 10 | $8,584 | 7.562% | — | 10 | +$98 | |
| 11 | $8,712 | 7.875% | — | 15 | +$226 | |
| 12 | $8,714 | 7.500% | — | 11 | +$228 | |
| 13 | $9,144 | 7.562% | — | 10 | +$658 | |
| 14 | $9,300 | 7.375% | — | 17 | +$814 | |
| 15 | $9,303 | 7.375% | — | 11 | +$817 | |
| 16 | $9,619 | 7.500% | — | 13 | +$1,133 | |
| 17 | $9,631 | 7.375% | — | 29 | +$1,145 | |
| 18 | $9,867 | 7.500% | — | 17 | +$1,381 | |
| 19 | $10,238 | 7.500% | — | 15 | +$1,752 | |
| 20 | $11,241 | 7.000% | — | 11 | +$2,755 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.