What are the average closing costs in Scott County County?

In Scott County County, the median total loan costs on purchase mortgages were $2,662 in 2024, based on 1,813 originations.

Which lender has the lowest closing costs in Scott County County?

Among lenders with 10+ originations in Scott County County, GREENSTATE Credit Union had the lowest median total closing costs at $1,877 in 2024.

How do closing costs in Scott County County compare to Iowa?

Scott County County closing costs (median $2,662) are 4.4% below the Iowa state median of $2,784.

Lowest closing cost mortgage lenders in Scott County County, Iowa

In Scott County, Iowa, homebuyers paid a median of $2,662 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 1,813 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, GREENSTATE Credit Union offered the lowest median costs at $1,877, which is $514 less than the county median.

Homebuyers in Scott County County who chose GREENSTATE Credit Union paid $785 less in closing costs than the county median.

County Median Costs

$2,662

−4.4% vs Iowa ($2,784)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$1,108

Purchase Originations

1,813

vs Iowa Median

4.4% below

$-122

vs National Median

60.5% below

$-4,079

Lender rankings in Scott County County

23 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	GREENSTATE Credit Union	$1,877	6.250%	$725	263	−$514
2	RUHL MORTGAGE, LLC	$2,078	6.500%	$885	147	−$313
3	ASCENTRA CREDIT UNION	$2,109	6.500%	$675	59	−$282
4	I. H. MISSISSIPPI VALLEY CREDIT UNION	$2,109	6.125%	$675	114	−$282
5	Fortress Bank	$2,116	6.375%	$613	18	−$275
6	CBI Bank & Trust	$2,317	6.812%	$835	24	−$74
7	DuTrac Community Credit Union	$2,337	6.375%	$960	56	−$54
8	R.I.A. Federal Credit Union	$2,401	6.000%	$650	26	+$10
9	Empeople Credit Union	$2,464	5.990%	$990	76	+$72
10	Old National Bank	$2,564	6.500%	$900	19	+$173
11	American Bank and Trust Company, National Association	$2,597	6.490%	$1,135	28	+$206
12	Great Southern Bank	$2,681	6.438%	$1,186	10	+$290
13	LOWER, LLC	$2,690	6.990%	$1,295	98	+$299
14	U.S. Bank National Association	$2,787	6.750%	$1,379	39	+$396
15	MICHIGAN MUTUAL, INC.	$2,847	6.500%	$1,375	19	+$456
16	Wells Fargo Bank, National Association	$3,352	6.000%	$1,567	14	+$961
17	CROSSCOUNTRY MORTGAGE, LLC	$3,769	6.825%	$2,435	21	+$1,378
18	ROCKET MORTGAGE, LLC	$4,196	6.875%	$2,666	21	+$1,805
19	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$4,597	6.875%	$3,012	19	+$2,206
20	NEW AMERICAN FUNDING, LLC	$4,600	6.625%	$3,294	84	+$2,209
21	UNITED WHOLESALE MORTGAGE, LLC	$4,880	6.625%	$3,397	25	+$2,489

Includes lenders with 10+ purchase originations in Scott County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.