American Bank and Trust Company, National Association closing costs and rates (2024)
In 2024, American Bank and Trust Company, National Association originated 101 purchase mortgages at a median interest rate of 6.49% and median total closing costs of $2,888. That is $3,853 below the national median of $6,741. American Bank and Trust Company, National Association is most active in Illinois with 56 originations there.
Purchase Originations
101
Median Total Costs
$2,888
−57.2% vs national ($6,741)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$1,155
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 78 | 6.500% | $2,728 | $1,135 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,163 | 6.625% | — | 1 | −$725 | |
| 2 | $2,630 | 6.490% | — | 35 | −$258 | |
| 3 | $2,807 | 6.125% | — | 1 | −$81 | |
| 4 | $2,815 | 6.625% | — | 1 | −$73 | |
| 5 | $2,877 | 5.990% | — | 1 | −$11 | |
| 6 | $2,904 | 6.495% | — | 40 | +$16 | |
| 7 | $2,910 | 5.875% | — | 1 | +$22 | |
| 8 | $3,015 | 6.375% | — | 7 | +$127 | |
| 9 | $3,100 | 6.375% | — | 1 | +$212 | |
| 10 | $3,355 | 6.625% | — | 3 | +$467 | |
| 11 | $3,930 | 7.375% | — | 1 | +$1,042 | |
| 12 | $3,963 | 6.500% | — | 1 | +$1,075 | |
| 13 | $4,831 | 5.750% | — | 1 | +$1,943 | |
| 14 | $5,399 | 6.875% | — | 3 | +$2,511 | |
| 15 | $5,780 | 6.625% | — | 1 | +$2,892 | |
| 16 | $6,455 | 6.990% | — | 1 | +$3,567 | |
| 17 | $6,991 | 6.124% | — | 1 | +$4,103 | |
| 18 | $7,550 | 7.250% | — | 1 | +$4,662 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.