RUHL MORTGAGE, LLC closing costs and rates (2024)
In 2024, RUHL MORTGAGE, LLC originated 432 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,448. That is $4,293 below the national median of $6,741. RUHL MORTGAGE, LLC is most active in Iowa with 307 originations there.
Purchase Originations
432
Median Total Costs
$2,448
−63.7% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$885
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 328 | 6.500% | $2,260 | $885 |
| fha | 69 | 6.250% | $4,821 | $985 |
| va | 32 | 6.250% | $4,006 | $1,160 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.250% | — | 1 | −$2,448 | |
| 2 | $2,094 | 6.375% | — | 185 | −$354 | |
| 3 | $2,211 | 6.312% | — | 14 | −$237 | |
| 4 | $2,262 | 5.990% | — | 1 | −$186 | |
| 5 | $2,414 | 6.625% | — | 20 | −$34 | |
| 6 | $2,461 | 6.625% | — | 5 | +$13 | |
| 7 | $2,478 | 6.625% | — | 47 | +$30 | |
| 8 | $2,496 | 6.625% | — | 6 | +$48 | |
| 9 | $2,537 | 6.312% | — | 4 | +$89 | |
| 10 | $2,630 | 6.375% | — | 14 | +$182 | |
| 11 | $2,642 | 6.062% | — | 4 | +$194 | |
| 12 | $2,645 | 6.250% | — | 3 | +$197 | |
| 13 | $2,651 | 6.375% | — | 92 | +$203 | |
| 14 | $2,729 | 6.250% | — | 6 | +$281 | |
| 15 | $2,883 | 6.438% | — | 10 | +$435 | |
| 16 | $2,973 | 6.625% | — | 7 | +$525 | |
| 17 | $3,018 | 6.125% | — | 1 | +$570 | |
| 18 | $5,726 | 6.875% | — | 4 | +$3,278 | |
| 19 | $6,136 | 6.625% | — | 1 | +$3,688 | |
| 20 | $7,481 | 6.375% | — | 1 | +$5,033 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.