DuTrac Community Credit Union closing costs and rates (2024)
In 2024, DuTrac Community Credit Union originated 127 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,351. That is $4,390 below the national median of $6,741. DuTrac Community Credit Union is most active in Iowa with 109 originations there.
Purchase Originations
127
Median Total Costs
$2,351
−65.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$960
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 127 | 6.375% | $2,351 | $960 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,311 | 5.500% | — | 2 | −$40 | |
| 2 | $2,314 | 6.500% | — | 2 | −$37 | |
| 3 | $2,332 | 6.375% | — | 29 | −$19 | |
| 4 | $2,337 | 6.375% | — | 56 | −$14 | |
| 5 | $2,337 | 6.375% | — | 1 | −$14 | |
| 6 | $2,359 | 6.250% | — | 4 | +$8 | |
| 7 | $2,362 | 5.250% | — | 3 | +$11 | |
| 8 | $2,415 | 6.500% | — | 9 | +$64 | |
| 9 | $2,455 | 6.938% | — | 2 | +$104 | |
| 10 | $2,513 | 5.625% | — | 1 | +$162 | |
| 11 | $2,562 | 6.875% | — | 4 | +$211 | |
| 12 | $2,617 | 6.000% | — | 1 | +$266 | |
| 13 | $2,697 | 7.125% | — | 1 | +$346 | |
| 14 | $2,712 | 6.500% | — | 1 | +$361 | |
| 15 | $2,742 | 6.500% | — | 5 | +$391 | |
| 16 | $2,805 | 6.438% | — | 2 | +$454 | |
| 17 | $3,001 | 5.625% | — | 1 | +$650 | |
| 18 | $3,018 | 6.125% | — | 2 | +$667 | |
| 19 | $5,398 | 6.625% | — | 1 | +$3,047 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.