ASCENTRA CREDIT UNION closing costs and rates (2024)
In 2024, ASCENTRA CREDIT UNION originated 154 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,109. That is $4,632 below the national median of $6,741. ASCENTRA CREDIT UNION is most active in Iowa with 91 originations there.
Purchase Originations
154
Median Total Costs
$2,109
−68.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$675
Median Lender Credits
$200
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 154 | 6.500% | $2,109 | $675 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,919 | 6.000% | — | 1 | −$190 | |
| 2 | $2,061 | 6.500% | — | 50 | −$48 | |
| 3 | $2,109 | 6.500% | — | 59 | +$0 | |
| 4 | $2,111 | 6.250% | — | 2 | +$2 | |
| 5 | $2,126 | 6.250% | — | 4 | +$17 | |
| 6 | $2,261 | 7.000% | — | 1 | +$152 | |
| 7 | $2,308 | 6.875% | — | 11 | +$199 | |
| 8 | $2,312 | 6.000% | — | 1 | +$203 | |
| 9 | $2,317 | 6.938% | — | 16 | +$208 | |
| 10 | $2,323 | 7.000% | — | 1 | +$214 | |
| 11 | $2,340 | 6.188% | — | 2 | +$231 | |
| 12 | $2,349 | 7.250% | — | 2 | +$240 | |
| 13 | $2,365 | 6.500% | — | 3 | +$256 | |
| 14 | $3,091 | 6.875% | — | 1 | +$982 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.