Homebuyers in Polk County County who chose Bank of America, National Association paid $2,625 less in closing costs than the county median.
County Median Costs
$2,802
+2.1% vs Iowa ($2,744)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,250
Purchase Originations
5,800
Denial Rate
5.6%
vs Iowa avg (7.0%)
vs Iowa Median
2.1% above
$58
vs National Median
58.0% below
$-3,878
55 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $177 | 5.938% | $151 | 10 | −$2,284 | |
| 2 | $1,379 | 6.125% | $0 | 99 | −$1,082 | |
| 3 | $1,435 | 5.375% | $0 | 113 | −$1,026 | |
| 4 | $1,854 | 6.250% | $725 | 751 | −$607 | |
| 5 | $1,907 | 6.125% | $500 | 420 | −$554 | |
| 6 | $1,976 | 6.250% | $500 | 35 | −$485 | |
| 7 | $2,098 | 5.750% | $600 | 192 | −$363 | |
| 8 | $2,244 | 6.312% | $725 | 42 | −$217 | |
| 9 | $2,283 | 6.375% | $1,050 | 17 | −$178 | |
| 10 | $2,319 | 5.750% | $1,000 | 20 | −$142 | |
| 11 | $2,344 | 6.375% | $1,325 | 339 | −$118 | |
| 12 | $2,366 | 6.500% | $950 | 160 | −$95 | |
| 13 | $2,412 | 6.125% | $849 | 17 | −$49 | |
| 14 | $2,463 | 6.375% | $1,325 | 50 | +$2 | |
| 15 | $2,476 | 6.375% | $1,050 | 160 | +$15 | |
| 16 | $2,528 | 6.500% | $509 | 32 | +$67 | |
| 17 | $2,690 | 5.740% | $990 | 44 | +$229 | |
| 18 | $2,690 | 6.375% | $1,125 | 11 | +$230 | |
| 19 | $2,721 | 6.250% | $995 | 97 | +$260 | |
| 20 | $2,764 | 6.495% | $1,346 | 100 | +$303 | |
| 21 | $2,780 | 6.500% | $1,500 | 17 | +$320 | |
| 22 | $2,785 | 6.750% | $1,295 | 77 | +$324 | |
| 23 | $2,786 | 6.750% | $1,250 | 51 | +$325 | |
| 24 | $2,801 | 6.000% | $975 | 21 | +$340 | |
| 25 | $2,878 | 6.490% | $1,250 | 42 | +$417 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.