Lowest closing cost mortgage lenders in Leon County County, Florida
In Leon County, Florida, homebuyers paid a median of $6,724 in closing costs in 2024 — below the Florida median of $8,887. The county saw 2,068 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,376, which is $3,348 less than the county median.
Homebuyers in Leon County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,348 less in closing costs than the county median.
County Median Costs
$6,724
−24.3% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,847
Purchase Originations
2,068
vs Florida Median
24.3% below
$-2,163
vs National Median
0.3% below
$-17
Lender rankings in Leon County County
27 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,519 | 5.750% | $0 | 29 | −$2,259 | |
| 2 | $3,684 | 6.500% | $829 | 11 | −$2,094 | |
| 3 | $4,586 | 6.990% | $1,517 | 10 | −$1,192 | |
| 4 | $4,620 | 6.875% | $1,875 | 15 | −$1,158 | |
| 5 | $4,684 | 6.875% | $1,075 | 132 | −$1,094 | |
| 6 | $4,693 | 6.875% | $1,232 | 15 | −$1,085 | |
| 7 | $5,100 | 6.125% | $995 | 49 | −$678 | |
| 8 | $5,276 | 6.562% | $2,331 | 14 | −$502 | |
| 9 | $5,538 | 6.625% | $1,165 | 97 | −$240 | |
| 10 | $5,545 | 6.625% | $2,570 | 15 | −$233 | |
| 11 | $5,557 | 6.375% | $1,125 | 22 | −$221 | |
| 12 | $5,825 | 6.600% | $1,535 | 26 | +$47 | |
| 13 | $5,826 | 6.750% | $2,418 | 88 | +$48 | |
| 14 | $5,882 | 6.625% | $1,948 | 51 | +$104 | |
| 15 | $5,884 | 6.625% | $1,760 | 60 | +$106 | |
| 16 | $6,139 | 6.625% | $3,020 | 16 | +$361 | |
| 17 | $6,176 | 6.625% | $1,840 | 73 | +$398 | |
| 18 | $6,233 | 6.625% | $2,344 | 152 | +$455 | |
| 19 | $6,299 | 6.562% | $2,642 | 18 | +$521 | |
| 20 | $6,398 | 6.438% | $1,662 | 12 | +$620 | |
| 21 | $6,481 | 7.058% | $3,315 | 48 | +$703 | |
| 22 | $6,667 | 6.500% | $2,597 | 12 | +$889 | |
| 23 | $6,733 | 9.990% | $3,847 | 11 | +$955 | |
| 24 | $7,392 | 6.625% | $3,801 | 59 | +$1,614 | |
| 25 | $7,764 | 6.625% | $4,020 | 21 | +$1,986 |
Includes lenders with 10+ purchase originations in Leon County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.