Lowest closing cost mortgage lenders in Yuba County County, California
In Yuba County, California, homebuyers paid a median of $11,043 in closing costs in 2024 — above the California median of $9,450. The county saw 1,024 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, LOANDEPOT.COM, LLC offered the lowest median costs at $4,606, which is $3,124 less than the county median.
Homebuyers in Yuba County County who chose LOANDEPOT.COM, LLC paid $6,437 less in closing costs than the county median.
County Median Costs
$11,043
+16.9% vs California ($9,450)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$3,861
Purchase Originations
1,024
vs California Median
16.9% above
$1,593
vs National Median
63.8% above
$4,302
Lender rankings in Yuba County County
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,606 | 6.125% | $400 | 28 | −$3,124 | |
| 2 | $6,058 | 6.750% | $2,480 | 14 | −$1,672 | |
| 3 | $6,397 | 4.990% | $2,286 | 20 | −$1,333 | |
| 4 | $6,616 | 6.875% | $4,185 | 21 | −$1,114 | |
| 5 | $6,681 | 5.750% | $3,563 | 18 | −$1,049 | |
| 6 | $7,577 | 6.812% | $5,387 | 30 | −$153 | |
| 7 | $8,338 | 5.990% | $5,342 | 11 | +$608 | |
| 8 | $9,320 | 6.625% | $5,370 | 20 | +$1,590 | |
| 9 | $9,349 | 6.625% | $6,570 | 89 | +$1,619 | |
| 10 | $9,558 | 6.575% | $5,250 | 11 | +$1,828 | |
| 11 | $10,094 | 6.600% | $5,957 | 59 | +$2,364 | |
| 12 | $11,102 | 6.625% | $8,117 | 10 | +$3,372 | |
| 13 | $12,020 | 6.750% | $8,996 | 29 | +$4,290 | |
| 14 | $13,523 | 6.990% | $10,030 | 15 | +$5,793 |
Includes lenders with 10+ purchase originations in Yuba County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.