Homebuyers in Montgomery County County who chose Bank of America, National Association paid $5,588 less in closing costs than the county median.
County Median Costs
$6,577
+7.6% vs Alabama ($6,111)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,890
Purchase Originations
1,829
Denial Rate
11.8%
vs Alabama avg (13.6%)
vs Alabama Median
7.6% above
$466
vs National Median
1.5% below
$-103
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $989 | 5.688% | $380 | 12 | −$3,558 | |
| 2 | $2,130 | 5.500% | $0 | 19 | −$2,417 | |
| 3 | $3,533 | 6.490% | $1,255 | 11 | −$1,014 | |
| 4 | $3,590 | 6.625% | $950 | 21 | −$957 | |
| 5 | $3,938 | 6.875% | $1,407 | 49 | −$609 | |
| 6 | $3,956 | 7.438% | $1,200 | 10 | −$591 | |
| 7 | $4,171 | 7.062% | $2,161 | 18 | −$376 | |
| 8 | $4,422 | 6.500% | $1,787 | 46 | −$125 | |
| 9 | $4,577 | 6.500% | $2,130 | 25 | +$30 | |
| 10 | $4,703 | 6.750% | $1,980 | 33 | +$156 | |
| 11 | $4,739 | 6.688% | $2,118 | 70 | +$192 | |
| 12 | $4,900 | 6.500% | $2,258 | 26 | +$353 | |
| 13 | $5,348 | 6.625% | $3,332 | 42 | +$801 | |
| 14 | $5,900 | 6.250% | $2,719 | 50 | +$1,353 | |
| 15 | $6,132 | 6.374% | $3,850 | 10 | +$1,585 | |
| 16 | $6,397 | 6.500% | $3,843 | 17 | +$1,850 | |
| 17 | $6,397 | 6.625% | $4,117 | 15 | +$1,850 | |
| 18 | $6,495 | 6.625% | $3,490 | 52 | +$1,948 | |
| 19 | $7,326 | 6.687% | $5,264 | 24 | +$2,778 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.