Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$5,270
median across reports
vs. National Average
18%
below national avg
Avg Origination Charge
$2,974
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $2,974 | $3,743 | 🟢 Below Avg |
| discount_points | $2,529 | $3,585 | 🟢 Below Avg |
| lender_credits | $233 | $1,150 | 🟢 Below Avg |
Got a Loan Estimate from Diamond Residential Mortgage Corporation? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 1,204 homebuyer-submitted Closing Disclosures, Diamond Residential Mortgage Corporation's median total closing costs are $5,270. This is about 18% below the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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What Are Junk Fees on a Mortgage?
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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Aggregates from Diamond Residential Mortgage Corporation's 2025 HMDA filings — actual closed-loan figures reported to federal regulators, compared against the national median across all lenders.
Purchase Originations
887
Ranked #414 nationally
Median Total Costs
$6,082
−8.9% vs national ($6,680)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$2,006
Median Lender Credits
$96
Cost Rank (500+ vol.)
#286
among lenders with 500+ originations
Denial Rate
2.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 520 | 6.750% | $4,259 | $1,670 |
| fha | 275 | 6.625% | $9,765 | $3,230 |
| va | 64 | 6.750% | $6,144 | $2,355 |
| usda | 28 | 6.750% | $4,870 | $1,470 |
| This lender | Indiana median | National median | |
|---|---|---|---|
| Total Closing Costs | $5,082 | $3,902 | $6,680 |
| Interest Rate | 6.750% | 6.620% | 6.490% |
| Originations in state | 412 | — | — |
Based on 2025 HMDA data. State and national medians cover all reporting lenders.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Diamond Residential Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $6,082 | $7,127 | −$1,045 (−14.7%) |
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.
| 6.250% |
| $9,012 |
| — |
| Florida | 7 | 6.750% | $7,185 | — |
| Nevada | 3 | 6.990% | $14,177 | — |
| Missouri | 2 | 6.125% | $3,923 | — |
| Iowa | 1 | 7.125% | $3,618 | — |
| Kentucky | 1 | 7.125% | $4,011 | — |
| Minnesota | 1 | 5.875% | $19,236 | — |
| South Carolina | 1 | 6.750% | $5,033 | — |
| Tennessee | 1 | 6.875% | $7,195 | — |
| Texas | 1 | 6.625% | $12,460 | — |