Homebuyers in Laramie County County who chose First Western Trust Bank paid $6,142 less in closing costs than the county median.
County Median Costs
$7,815
+5.8% vs Wyoming ($7,388)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$3,220
Purchase Originations
1,352
Denial Rate
10.2%
vs Wyoming avg (9.2%)
vs Wyoming Median
5.8% above
$427
vs National Median
17.0% above
$1,135
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,673 | 6.125% | $17 | 14 | −$4,289 | |
| 2 | $4,710 | 6.490% | $2,454 | 11 | −$1,252 | |
| 3 | $5,722 | 6.250% | $3,626 | 19 | −$240 | |
| 4 | $6,032 | 6.875% | $3,610 | 131 | +$70 | |
| 5 | $6,086 | 6.500% | $4,270 | 54 | +$124 | |
| 6 | $6,253 | 6.625% | $3,273 | 22 | +$291 | |
| 7 | $6,541 | 6.338% | $3,980 | 14 | +$579 | |
| 8 | $6,861 | 6.500% | $5,168 | 29 | +$899 | |
| 9 | $7,162 | 6.625% | $4,642 | 44 | +$1,200 | |
| 10 | $7,995 | 6.625% | $5,611 | 11 | +$2,033 | |
| 11 | $8,305 | 6.875% | $5,966 | 27 | +$2,343 | |
| 12 | $11,634 | 6.750% | $9,024 | 15 | +$5,672 |
Includes lenders with 10+ purchase originations in Laramie County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wyoming → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.