Homebuyers in Grays Harbor County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,874 less in closing costs than the county median.
County Median Costs
$7,925
+2.5% vs Washington ($7,733)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,615
Purchase Originations
721
Denial Rate
5.7%
vs Washington avg (5.3%)
vs Washington Median
2.5% above
$192
vs National Median
18.6% above
$1,245
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,389 | 6.562% | $498 | 14 | −$3,068 | |
| 2 | $4,585 | 6.625% | $1,976 | 11 | −$1,872 | |
| 3 | $6,137 | 6.625% | $4,130 | 36 | −$320 | |
| 4 | $6,334 | 6.750% | $3,485 | 13 | −$123 | |
| 5 | $6,585 | 7.125% | $3,662 | 15 | +$128 | |
| 6 | $7,067 | 6.750% | $3,985 | 19 | +$610 | |
| 7 | $7,382 | 6.828% | $3,315 | 27 | +$925 | |
| 8 | $7,930 | 6.625% | $5,026 | 62 | +$1,473 | |
| 9 | $8,596 | 6.438% | $5,301 | 14 | +$2,139 | |
| 10 | $9,013 | 6.875% | $4,816 | 10 | +$2,556 |
Includes lenders with 10+ purchase originations in Grays Harbor County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.