Homebuyers in Suffolk city County who chose NAVY FEDERAL CREDIT UNION paid $5,060 less in closing costs than the county median.
County Median Costs
$8,657
+26.2% vs Virginia ($6,860)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,845
Purchase Originations
1,554
Denial Rate
5.6%
vs Virginia avg (6.4%)
vs Virginia Median
26.2% above
$1,797
vs National Median
29.6% above
$1,977
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,597 | 6.250% | $0 | 23 | −$2,292 | |
| 2 | $3,860 | 5.625% | $995 | 10 | −$2,029 | |
| 3 | $4,948 | 6.500% | $1,918 | 22 | −$941 | |
| 4 | $5,016 | 6.875% | $1,514 | 18 | −$873 | |
| 5 | $5,452 | 6.750% | $2,373 | 12 | −$437 | |
| 6 | $5,811 | 6.375% | $3,295 | 11 | −$78 | |
| 7 | $6,225 | 6.875% | $3,857 | 15 | +$336 | |
| 8 | $6,347 | 6.812% | $4,042 | 20 | +$458 | |
| 9 | $6,365 | 6.656% | $3,045 | 14 | +$476 | |
| 10 | $6,867 | 6.562% | $4,358 | 30 | +$978 | |
| 11 | $6,892 | 6.625% | $4,182 | 13 | +$1,003 | |
| 12 | $7,324 | 6.688% | $4,253 | 44 | +$1,435 | |
| 13 | $7,754 | 6.495% | $5,010 | 28 | +$1,865 | |
| 14 | $9,765 | 6.374% | $6,980 | 15 | +$3,876 |
Includes lenders with 10+ purchase originations in Suffolk city County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.