Lowest closing cost mortgage lenders in Suffolk city County, Virginia
In Suffolk city, Virginia, homebuyers paid a median of $8,764 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 1,680 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION offered the lowest median costs at $3,611, which is $2,836 less than the county median.
Homebuyers in Suffolk city County who chose NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION paid $5,153 less in closing costs than the county median.
County Median Costs
$8,764
+26.8% vs Virginia ($6,913)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,514
Purchase Originations
1,680
vs Virginia Median
26.8% above
$1,851
vs National Median
30.0% above
$2,023
Lender rankings in Suffolk city County
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,611 | 5.500% | $995 | 12 | −$2,836 | |
| 2 | $4,153 | 6.750% | $558 | 23 | −$2,294 | |
| 3 | $4,623 | 6.625% | $1,744 | 12 | −$1,824 | |
| 4 | $5,099 | 6.933% | $1,835 | 16 | −$1,348 | |
| 5 | $6,295 | 6.375% | $3,564 | 24 | −$152 | |
| 6 | $6,340 | 6.999% | $2,777 | 21 | −$107 | |
| 7 | $6,928 | 6.500% | $5,103 | 23 | +$481 | |
| 8 | $6,981 | 6.625% | $3,567 | 22 | +$534 | |
| 9 | $7,049 | 6.875% | $4,342 | 49 | +$602 | |
| 10 | $7,148 | 7.000% | $3,862 | 19 | +$701 | |
| 11 | $7,169 | 6.875% | $4,570 | 17 | +$722 | |
| 12 | $7,512 | 6.750% | $5,082 | 11 | +$1,065 | |
| 13 | $7,627 | 6.875% | $4,903 | 18 | +$1,180 | |
| 14 | $7,644 | 6.625% | $4,640 | 30 | +$1,197 | |
| 15 | $10,586 | 6.125% | $7,676 | 13 | +$4,139 |
Includes lenders with 10+ purchase originations in Suffolk city County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.