Homebuyers in Roanoke city County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,347 less in closing costs than the county median.
County Median Costs
$5,516
−19.6% vs Virginia ($6,860)
Median Rate
6.550%
+0.9% vs national (6.490%)
Median Origination
$1,810
Purchase Originations
877
Denial Rate
5.6%
vs Virginia avg (6.4%)
vs Virginia Median
19.6% below
$-1,344
vs National Median
17.4% below
$-1,164
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,533 | 6.875% | $0 | 31 | −$2,001 | |
| 2 | $3,449 | 6.625% | $999 | 18 | −$1,085 | |
| 3 | $3,885 | 6.875% | $1,500 | 14 | −$649 | |
| 4 | $3,896 | 6.500% | $1,295 | 25 | −$638 | |
| 5 | $4,320 | 5.982% | $1,254 | 12 | −$214 | |
| 6 | $4,409 | 6.750% | $1,390 | 14 | −$125 | |
| 7 | $4,596 | 6.688% | $1,979 | 20 | +$62 | |
| 8 | $4,602 | 6.625% | $1,745 | 14 | +$68 | |
| 9 | $4,610 | 6.750% | $2,172 | 25 | +$76 | |
| 10 | $4,773 | 6.500% | $2,191 | 39 | +$239 | |
| 11 | $4,895 | 6.375% | $2,708 | 25 | +$361 | |
| 12 | $5,475 | 6.750% | $2,548 | 78 | +$941 | |
| 13 | $6,447 | 6.624% | $3,739 | 10 | +$1,913 |
Includes lenders with 10+ purchase originations in Roanoke city County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.