Lowest closing cost mortgage lenders in Hampton city County, Virginia
In Hampton city, Virginia, homebuyers paid a median of $7,855 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 1,526 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, LANGLEY FEDERAL CREDIT UNION offered the lowest median costs at $3,212, which is $2,054 less than the county median.
Homebuyers in Hampton city County who chose LANGLEY FEDERAL CREDIT UNION paid $4,643 less in closing costs than the county median.
County Median Costs
$7,855
+13.6% vs Virginia ($6,913)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,914
Purchase Originations
1,526
vs Virginia Median
13.6% above
$942
vs National Median
16.5% above
$1,114
Lender rankings in Hampton city County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,212 | 6.500% | $994 | 13 | −$2,054 | |
| 2 | $3,430 | 5.625% | $995 | 26 | −$1,836 | |
| 3 | $4,620 | 6.500% | $1,964 | 19 | −$646 | |
| 4 | $5,627 | 6.812% | $3,194 | 16 | +$361 | |
| 5 | $5,754 | 6.990% | $3,121 | 26 | +$488 | |
| 6 | $5,846 | 6.500% | $3,934 | 18 | +$580 | |
| 7 | $5,885 | 6.875% | $3,412 | 21 | +$619 | |
| 8 | $5,919 | 7.375% | $3,136 | 17 | +$653 | |
| 9 | $5,924 | 6.625% | $3,426 | 27 | +$658 | |
| 10 | $5,978 | 6.558% | $3,508 | 12 | +$712 | |
| 11 | $7,391 | 6.750% | $4,820 | 11 | +$2,125 |
Includes lenders with 10+ purchase originations in Hampton city County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.