Lowest closing cost mortgage lenders in Augusta County County, Virginia
In Augusta County, Virginia, homebuyers paid a median of $5,281 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 628 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, City National Bank of West Virginia offered the lowest median costs at $3,007, which is $1,419 less than the county median.
Homebuyers in Augusta County County who chose City National Bank of West Virginia paid $2,274 less in closing costs than the county median.
County Median Costs
$5,281
−23.6% vs Virginia ($6,913)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,929
Purchase Originations
628
vs Virginia Median
23.6% below
$-1,632
vs National Median
21.7% below
$-1,460
Lender rankings in Augusta County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,007 | 6.250% | $200 | 13 | −$1,419 | |
| 2 | $3,139 | 6.500% | $650 | 46 | −$1,287 | |
| 3 | $3,606 | 7.870% | $1,164 | 18 | −$820 | |
| 4 | $3,965 | 7.125% | $1,817 | 68 | −$461 | |
| 5 | $4,062 | 6.875% | $1,559 | 17 | −$364 | |
| 6 | $4,925 | 6.500% | $2,747 | 16 | +$499 | |
| 7 | $4,981 | 7.058% | $2,343 | 14 | +$555 | |
| 8 | $5,054 | 6.812% | $3,014 | 10 | +$628 | |
| 9 | $5,066 | 6.875% | $2,329 | 16 | +$640 | |
| 10 | $5,396 | 6.875% | $2,446 | 19 | +$970 | |
| 11 | $5,516 | 6.375% | $3,408 | 11 | +$1,090 | |
| 12 | $5,546 | 7.125% | $3,278 | 15 | +$1,120 | |
| 13 | $11,154 | 7.688% | $7,910 | 10 | +$6,728 |
Includes lenders with 10+ purchase originations in Augusta County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.