Homebuyers in Augusta County County who chose Farm Credit of the Virginias, ACA paid $3,735 less in closing costs than the county median.
County Median Costs
$5,369
−21.7% vs Virginia ($6,860)
Median Rate
6.600%
+1.7% vs national (6.490%)
Median Origination
$1,745
Purchase Originations
716
Denial Rate
10.8%
vs Virginia avg (6.4%)
vs Virginia Median
21.7% below
$-1,491
vs National Median
19.6% below
$-1,311
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,634 | 8.035% | $1,000 | 10 | −$2,772 | |
| 2 | $2,809 | 6.290% | $400 | 14 | −$1,597 | |
| 3 | $3,248 | 6.375% | $650 | 55 | −$1,158 | |
| 4 | $3,344 | 6.625% | $0 | 11 | −$1,062 | |
| 5 | $3,819 | 7.312% | $1,205 | 22 | −$587 | |
| 6 | $3,832 | 6.688% | $1,993 | 16 | −$574 | |
| 7 | $4,025 | 6.875% | $1,694 | 56 | −$381 | |
| 8 | $4,355 | 6.500% | $1,305 | 28 | −$51 | |
| 9 | $4,517 | 6.625% | $1,640 | 10 | +$111 | |
| 10 | $4,607 | 6.624% | $1,506 | 18 | +$201 | |
| 11 | $4,640 | 6.562% | $1,745 | 22 | +$234 | |
| 12 | $5,922 | 6.990% | $2,717 | 13 | +$1,516 | |
| 13 | $5,951 | 6.500% | $3,434 | 11 | +$1,545 | |
| 14 | $6,568 | 6.500% | $3,482 | 16 | +$2,162 | |
| 15 | $7,580 | 6.500% | $4,558 | 12 | +$3,174 |
Includes lenders with 10+ purchase originations in Augusta County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.