Farm Credit of the Virginias, ACA closing costs and rates (2024)
In 2024, Farm Credit of the Virginias, ACA originated 101 purchase mortgages at a median interest rate of 8.45% and median total closing costs of $3,509. That is $3,232 below the national median of $6,741. Farm Credit of the Virginias, ACA is most active in Virginia with 81 originations there.
Purchase Originations
101
Median Total Costs
$3,509
−48.0% vs national ($6,741)
Median Rate
8.450%
+27.6% vs national (6.620%)
Median Origination
$1,500
Median Lender Credits
$108
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 101 | 8.450% | $3,509 | $1,500 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 81 | 8.375% | $3,359 | #143 |
| West Virginia | 15 | 8.750% | $3,708 | — |
| Maryland | 5 | 8.750% | $3,939 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $600 | 7.875% | — | 3 | −$2,909 | |
| 2 | $689 | 8.100% | — | 3 | −$2,820 | |
| 3 | $850 | 8.125% | — | 3 | −$2,659 | |
| 4 | $922 | 8.425% | — | 6 | −$2,587 | |
| 5 | $974 | 8.250% | — | 2 | −$2,535 | |
| 6 | $1,920 | 8.450% | — | 3 | −$1,589 | |
| 7 | $2,048 | 8.530% | — | 4 | −$1,461 | |
| 8 | $2,182 | 8.062% | — | 4 | −$1,327 | |
| 9 | $2,244 | 9.125% | — | 2 | −$1,265 | |
| 10 | $3,344 | 9.110% | — | 3 | −$165 | |
| 11 | $3,498 | 8.500% | — | 5 | −$11 | |
| 12 | $3,544 | 8.500% | — | 5 | +$35 | |
| 13 | $3,662 | 8.025% | — | 4 | +$153 | |
| 14 | $3,708 | 8.850% | — | 3 | +$199 | |
| 15 | $3,818 | 8.250% | — | 3 | +$309 | |
| 16 | $3,852 | 7.875% | — | 3 | +$343 | |
| 17 | $3,933 | 8.675% | — | 2 | +$424 | |
| 18 | $3,964 | 8.812% | — | 4 | +$455 | |
| 19 | $4,126 | 8.500% | — | 4 | +$617 | |
| 20 | $5,465 | 8.370% | — | 4 | +$1,956 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.