Homebuyers in Cache County County who chose MORTGAGE RESEARCH CENTER, LLC paid $6,203 less in closing costs than the county median.
County Median Costs
$7,638
−8.7% vs Utah ($8,364)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$4,021
Purchase Originations
1,306
Denial Rate
4.4%
vs Utah avg (5.9%)
vs Utah Median
8.7% below
$-726
vs National Median
14.3% above
$958
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,011 | 6.625% | $1,793 | 11 | −$2,152 | |
| 2 | $4,215 | 6.625% | $2,480 | 63 | −$1,948 | |
| 3 | $4,540 | 6.125% | $1,951 | 11 | −$1,623 | |
| 4 | $4,683 | 6.500% | $2,550 | 52 | −$1,480 | |
| 5 | $4,712 | 6.990% | $3,654 | 11 | −$1,452 | |
| 6 | $5,191 | 6.312% | $3,053 | 22 | −$972 | |
| 7 | $5,810 | 6.375% | $3,676 | 32 | −$353 | |
| 8 | $6,172 | 6.375% | $4,237 | 91 | +$9 | |
| 9 | $6,376 | 6.500% | $3,039 | 35 | +$213 | |
| 10 | $6,394 | 6.500% | $3,905 | 13 | +$231 | |
| 11 | $6,418 | 6.433% | $4,755 | 18 | +$254 | |
| 12 | $6,427 | 6.750% | $4,173 | 21 | +$264 | |
| 13 | $6,659 | 6.375% | $4,555 | 151 | +$496 | |
| 14 | $6,828 | 6.125% | $4,839 | 36 | +$665 | |
| 15 | $7,000 | 6.500% | $4,775 | 33 | +$837 | |
| 16 | $7,758 | 6.375% | $5,586 | 38 | +$1,595 | |
| 17 | $8,068 | 6.500% | $4,222 | 128 | +$1,906 |
Includes lenders with 10+ purchase originations in Cache County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.