What are the average closing costs in Cache County County?

In Cache County County, the median total loan costs on purchase mortgages were $8,048 in 2024, based on 1,225 originations.

Which lender has the lowest closing costs in Cache County County?

Among lenders with 10+ originations in Cache County County, U.S. Bank National Association had the lowest median total closing costs at $3,332 in 2024.

How do closing costs in Cache County County compare to Utah?

Cache County County closing costs (median $8,048) are 5.8% below the Utah state median of $8,544.

Lowest closing cost mortgage lenders in Cache County County, Utah

In Cache County, Utah, homebuyers paid a median of $8,048 in closing costs in 2024 — below the Utah median of $8,544. The county saw 1,225 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $3,332, which is $3,224 less than the county median.

Homebuyers in Cache County County who chose U.S. Bank National Association paid $4,716 less in closing costs than the county median.

County Median Costs

$8,048

−5.8% vs Utah ($8,544)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$4,418

Purchase Originations

1,225

vs Utah Median

5.8% below

$-496

vs National Median

19.4% above

$1,307

Lender rankings in Cache County County

15 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	U.S. Bank National Association	$3,332	6.438%	$995	10	−$3,224
2	Cache Valley Bank	$4,080	6.625%	$2,450	54	−$2,475
3	AMERICA FIRST Federal Credit Union	$4,571	6.500%	$2,768	23	−$1,984
4	INTERCAP LENDING INC.	$4,632	6.625%	$2,640	30	−$1,923
5	BANK OF UTAH	$5,566	6.500%	$3,309	58	−$988
6	ROCKET MORTGAGE, LLC	$5,585	6.375%	$4,407	25	−$970
7	THE LOAN STORE, INC.	$5,978	6.562%	$3,737	36	−$577
8	FIRST COLONY MORTGAGE CORPORATION	$6,189	6.625%	$4,187	125	−$366
9	SIERRA PACIFIC MORTGAGE COMPANY, INC.	$6,196	6.625%	$4,054	26	−$359
10	GOLDENWEST	$6,434	6.375%	$4,563	29	−$122
11	Mountain America Federal Credit Union	$7,038	6.688%	$4,929	26	+$483
12	UNITED WHOLESALE MORTGAGE, LLC	$7,089	6.624%	$4,789	116	+$534
13	KIND LENDING, LLC	$8,489	6.250%	$6,200	14	+$1,934
14	GUILD MORTGAGE COMPANY LLC	$9,059	6.500%	$4,889	123	+$2,504
15	MOVEMENT MORTGAGE, LLC	$9,073	6.963%	$5,045	10	+$2,518

Includes lenders with 10+ purchase originations in Cache County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.