Lowest closing cost mortgage lenders in Jefferson County County, Texas
In Jefferson County, Texas, homebuyers paid a median of $8,294 in closing costs in 2024 — near the Texas median of $8,418. The county saw 1,464 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,742, which is $2,218 less than the county median.
Homebuyers in Jefferson County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,552 less in closing costs than the county median.
County Median Costs
$8,294
−1.5% vs Texas ($8,418)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,985
Purchase Originations
1,464
vs Texas Median
1.5% below
$-124
vs National Median
23.0% above
$1,553
Lender rankings in Jefferson County County
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,393 | 6.875% | $2,300 | 11 | −$1,913 | |
| 2 | $4,644 | 6.495% | $1,447 | 26 | −$1,662 | |
| 3 | $4,750 | 6.500% | $2,092 | 16 | −$1,556 | |
| 4 | $4,948 | 6.500% | $1,773 | 11 | −$1,358 | |
| 5 | $5,046 | 6.750% | $2,370 | 17 | −$1,260 | |
| 6 | $5,183 | 6.625% | $2,060 | 19 | −$1,123 | |
| 7 | $5,206 | 6.995% | $2,112 | 28 | −$1,100 | |
| 8 | $5,850 | 6.500% | $2,410 | 37 | −$456 | |
| 9 | $6,457 | 6.625% | $3,114 | 10 | +$151 | |
| 10 | $6,603 | 6.875% | $3,488 | 45 | +$297 | |
| 11 | $6,797 | 6.875% | $4,058 | 98 | +$491 | |
| 12 | $7,128 | 6.812% | $2,507 | 24 | +$822 | |
| 13 | $7,338 | 6.990% | $4,022 | 28 | +$1,032 | |
| 14 | $7,724 | 6.875% | $4,336 | 52 | +$1,418 | |
| 15 | $7,912 | 6.750% | $4,163 | 13 | +$1,606 | |
| 16 | $8,436 | 6.438% | $4,785 | 24 | +$2,130 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.