Lowest closing cost mortgage lenders in Knox County County, Tennessee
In Knox County, Tennessee, homebuyers paid a median of $6,781 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 5,530 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PREMIA MORTGAGE, LLC offered the lowest median costs at $0, which is $5,876 less than the county median.
Homebuyers in Knox County County who chose PREMIA MORTGAGE, LLC paid $6,781 less in closing costs than the county median.
County Median Costs
$6,781
+2.0% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,713
Purchase Originations
5,530
vs Tennessee Median
2.0% above
$134
vs National Median
0.6% above
$40
Lender rankings in Knox County County
65 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.425% | $0 | 15 | −$5,876 | |
| 2 | $0 | 6.500% | $0 | 17 | −$5,876 | |
| 3 | $2,856 | 6.500% | $0 | 202 | −$3,020 | |
| 4 | $3,588 | 6.438% | $0 | 30 | −$2,288 | |
| 5 | $4,006 | 6.990% | $625 | 28 | −$1,870 | |
| 6 | $4,059 | 6.490% | $1,444 | 48 | −$1,817 | |
| 7 | $4,248 | 6.812% | $1,709 | 30 | −$1,628 | |
| 8 | $4,377 | 6.875% | $1,224 | 58 | −$1,499 | |
| 9 | $4,469 | 6.625% | $2,145 | 10 | −$1,407 | |
| 10 | $4,491 | 8.525% | $2,389 | 14 | −$1,385 | |
| 11 | $4,627 | 6.600% | $1,463 | 51 | −$1,249 | |
| 12 | $4,900 | 6.875% | $1,931 | 37 | −$976 | |
| 13 | $4,905 | 6.375% | $1,295 | 11 | −$971 | |
| 14 | $4,913 | 6.812% | $2,024 | 20 | −$963 | |
| 15 | $5,018 | 6.250% | $1,315 | 25 | −$858 | |
| 16 | $5,056 | 6.750% | $995 | 14 | −$820 | |
| 17 | $5,218 | 6.750% | $2,293 | 602 | −$658 | |
| 18 | $5,319 | 6.625% | $1,099 | 91 | −$557 | |
| 19 | $5,358 | 6.625% | $2,524 | 18 | −$518 | |
| 20 | $5,363 | 6.500% | $2,636 | 13 | −$513 | |
| 21 | $5,467 | 6.625% | $2,924 | 10 | −$409 | |
| 22 | $5,511 | 6.625% | $1,110 | 54 | −$365 | |
| 23 | $5,520 | 6.875% | $1,425 | 10 | −$356 | |
| 24 | $5,563 | 6.625% | $2,278 | 55 | −$313 | |
| 25 | $5,696 | 6.625% | $1,640 | 23 | −$180 | |
| 26 | $5,972 | 6.500% | $3,430 | 50 | +$96 | |
| 27 | $6,076 | 6.875% | $3,340 | 123 | +$200 | |
| 28 | $6,079 | 6.625% | $2,989 | 147 | +$203 | |
| 29 | $6,106 | 6.000% | $3,034 | 14 | +$230 | |
| 30 | $6,115 | 6.625% | $3,159 | 43 | +$239 | |
| 31 | $6,153 | 6.625% | $3,787 | 11 | +$277 | |
| 32 | $6,469 | 6.500% | $3,556 | 50 | +$593 | |
| 33 | $6,481 | 6.875% | $3,564 | 48 | +$605 | |
| 34 | $6,528 | 6.875% | $4,040 | 20 | +$652 | |
| 35 | $6,530 | 6.625% | $4,035 | 146 | +$654 | |
| 36 | $6,544 | 6.625% | $3,820 | 45 | +$668 | |
| 37 | $6,555 | 6.625% | $2,388 | 47 | +$679 | |
| 38 | $6,579 | 6.312% | $3,489 | 14 | +$703 | |
| 39 | $6,586 | 5.875% | $3,877 | 211 | +$710 | |
| 40 | $6,740 | 6.812% | $3,946 | 12 | +$864 | |
| 41 | $6,802 | 6.875% | $3,660 | 210 | +$926 | |
| 42 | $7,060 | 6.625% | $4,256 | 15 | +$1,184 | |
| 43 | $7,170 | 6.875% | $4,182 | 229 | +$1,294 | |
| 44 | $7,217 | 6.375% | $4,308 | 169 | +$1,341 | |
| 45 | $7,517 | 7.000% | $4,634 | 22 | +$1,641 | |
| 46 | $7,704 | 6.625% | $4,892 | 54 | +$1,828 | |
| 47 | $7,718 | 6.990% | $4,863 | 21 | +$1,842 | |
| 48 | $7,849 | 6.625% | $4,765 | 16 | +$1,973 | |
| 49 | $8,147 | 6.625% | $5,432 | 11 | +$2,271 | |
| 50 | $8,148 | 6.625% | $5,000 | 17 | +$2,272 | |
| 51 | $8,276 | 6.990% | $4,920 | 10 | +$2,400 | |
| 52 | $8,358 | 6.687% | $4,970 | 20 | +$2,482 | |
| 53 | $8,460 | 6.875% | $5,584 | 37 | +$2,584 | |
| 54 | $8,500 | 6.625% | $4,814 | 61 | +$2,624 | |
| 55 | $8,552 | 6.875% | $4,350 | 39 | +$2,676 | |
| 56 | $9,512 | 6.808% | $6,157 | 10 | +$3,636 | |
| 57 | $9,660 | 7.125% | $7,573 | 18 | +$3,784 | |
| 58 | $9,789 | 6.750% | $5,995 | 36 | +$3,913 | |
| 59 | $10,223 | 7.058% | $6,896 | 18 | +$4,347 | |
| 60 | $11,476 | 6.625% | $7,588 | 15 | +$5,600 |
Includes lenders with 10+ purchase originations in Knox County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.