Lowest closing cost mortgage lenders in Mercer County County, Pennsylvania
In Mercer County, Pennsylvania, homebuyers paid a median of $5,391 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 609 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,853, which is $2,304 less than the county median.
Homebuyers in Mercer County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,538 less in closing costs than the county median.
County Median Costs
$5,391
−17.7% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,620
Purchase Originations
609
vs Pennsylvania Median
17.7% below
$-1,162
vs National Median
20.0% below
$-1,350
Lender rankings in Mercer County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,083 | 6.750% | $550 | 11 | −$781 | |
| 2 | $4,100 | 6.558% | $1,780 | 10 | −$764 | |
| 3 | $4,194 | 6.811% | $1,469 | 26 | −$670 | |
| 4 | $4,308 | 6.500% | $1,478 | 21 | −$556 | |
| 5 | $4,340 | 6.625% | $1,533 | 19 | −$524 | |
| 6 | $4,476 | 6.875% | $1,439 | 16 | −$388 | |
| 7 | $4,701 | 6.812% | $1,343 | 18 | −$163 | |
| 8 | $4,842 | 6.625% | $1,892 | 34 | −$22 | |
| 9 | $4,919 | 6.812% | $1,230 | 48 | +$55 | |
| 10 | $5,106 | 6.625% | $1,670 | 46 | +$242 | |
| 11 | $5,659 | 6.999% | $2,024 | 30 | +$795 |
Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.