Homebuyers in Mercer County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,738 less in closing costs than the county median.
County Median Costs
$5,528
−14.9% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
689
Denial Rate
7.5%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
14.9% below
$-972
vs National Median
17.3% below
$-1,152
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,209 | 6.250% | $1,000 | 26 | −$836 | |
| 2 | $4,338 | 6.875% | $1,270 | 19 | −$707 | |
| 3 | $4,546 | 6.625% | $1,325 | 57 | −$499 | |
| 4 | $4,583 | 6.375% | $1,300 | 19 | −$462 | |
| 5 | $4,712 | 6.625% | $1,500 | 24 | −$333 | |
| 6 | $4,991 | 6.500% | $1,395 | 13 | −$54 | |
| 7 | $5,341 | 6.875% | $1,548 | 74 | +$296 | |
| 8 | $5,385 | 6.875% | $250 | 14 | +$340 | |
| 9 | $5,565 | 6.537% | $1,992 | 20 | +$520 | |
| 10 | $5,996 | 6.625% | $3,546 | 20 | +$951 |
Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.