Lowest closing cost mortgage lenders in Wayne County County, New York
In Wayne County, New York, homebuyers paid a median of $4,013 in closing costs in 2024 — below the New York median of $6,440. The county saw 692 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $5, which is $3,857 less than the county median.
Homebuyers in Wayne County County who chose Community Bank, National Association paid $4,008 less in closing costs than the county median.
County Median Costs
$4,013
−37.7% vs New York ($6,440)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,400
Purchase Originations
692
vs New York Median
37.7% below
$-2,427
vs National Median
40.5% below
$-2,728
Lender rankings in Wayne County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5 | 7.750% | $0 | 18 | −$3,857 | |
| 2 | $2,988 | 6.375% | $745 | 46 | −$874 | |
| 3 | $3,369 | 6.625% | $995 | 28 | −$493 | |
| 4 | $3,698 | 6.750% | $1,400 | 138 | −$164 | |
| 5 | $3,705 | 6.875% | $824 | 75 | −$157 | |
| 6 | $3,893 | 6.875% | $2,105 | 24 | +$31 | |
| 7 | $3,987 | 6.625% | $1,700 | 13 | +$125 | |
| 8 | $4,256 | 6.875% | $1,450 | 56 | +$394 | |
| 9 | $5,012 | 6.990% | $2,585 | 25 | +$1,150 | |
| 10 | $5,812 | 6.990% | $3,266 | 10 | +$1,950 | |
| 11 | $6,392 | 6.688% | $3,897 | 12 | +$2,530 | |
| 12 | $9,897 | 6.625% | $7,414 | 22 | +$6,035 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.