Homebuyers in Wayne County County who chose Community Bank, National Association paid $4,311 less in closing costs than the county median.
County Median Costs
$4,311
−32.6% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,450
Purchase Originations
678
Denial Rate
8.8%
vs New York avg (8.5%)
vs New York Median
32.6% below
$-2,089
vs National Median
35.5% below
$-2,369
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.750% | $0 | 16 | −$4,135 | |
| 2 | $3,044 | 6.500% | $745 | 46 | −$1,091 | |
| 3 | $3,724 | 6.562% | $1,918 | 32 | −$411 | |
| 4 | $3,833 | 6.500% | $995 | 27 | −$302 | |
| 5 | $4,020 | 6.625% | $1,450 | 137 | −$114 | |
| 6 | $4,131 | 6.625% | $1,044 | 64 | −$4 | |
| 7 | $4,430 | 6.625% | $1,865 | 20 | +$295 | |
| 8 | $4,476 | 6.875% | $1,550 | 49 | +$341 | |
| 9 | $5,312 | 6.750% | $2,241 | 41 | +$1,177 | |
| 10 | $5,596 | 6.688% | $3,188 | 12 | +$1,461 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.