Lowest closing cost mortgage lenders in Chemung County County, New York
In Chemung County, New York, homebuyers paid a median of $4,518 in closing costs in 2024 — below the New York median of $6,440. The county saw 625 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,828 less than the county median.
Homebuyers in Chemung County County who chose Community Bank, National Association paid $4,518 less in closing costs than the county median.
County Median Costs
$4,518
−29.8% vs New York ($6,440)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,310
Purchase Originations
625
vs New York Median
29.8% below
$-1,922
vs National Median
33.0% below
$-2,223
Lender rankings in Chemung County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.750% | $0 | 34 | −$3,828 | |
| 2 | $2,295 | 7.250% | $123 | 10 | −$1,533 | |
| 3 | $2,514 | 6.500% | $550 | 28 | −$1,314 | |
| 4 | $3,153 | 6.500% | $400 | 69 | −$675 | |
| 5 | $3,551 | 6.500% | $1,100 | 13 | −$277 | |
| 6 | $3,846 | 6.875% | $1,408 | 15 | +$18 | |
| 7 | $3,854 | 6.625% | $606 | 64 | +$26 | |
| 8 | $4,052 | 6.500% | $1,529 | 10 | +$224 | |
| 9 | $4,382 | 7.000% | $382 | 10 | +$554 | |
| 10 | $4,399 | 6.750% | $2,056 | 15 | +$571 | |
| 11 | $5,115 | 7.125% | $1,651 | 14 | +$1,287 | |
| 12 | $5,581 | 6.562% | $2,853 | 63 | +$1,753 | |
| 13 | $5,984 | 6.875% | $3,403 | 18 | +$2,156 |
Includes lenders with 10+ purchase originations in Chemung County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.