What are the average closing costs in Cayuga County County?

In Cayuga County County, the median total loan costs on purchase mortgages were $4,328 in 2024, based on 411 originations.

Which lender has the lowest closing costs in Cayuga County County?

Among lenders with 10+ originations in Cayuga County County, Community Bank, National Association had the lowest median total closing costs at $139 in 2024.

How do closing costs in Cayuga County County compare to New York?

Cayuga County County closing costs (median $4,328) are 32.8% below the New York state median of $6,440.

Lowest closing cost mortgage lenders in Cayuga County County, New York

In Cayuga County, New York, homebuyers paid a median of $4,328 in closing costs in 2024 — below the New York median of $6,440. The county saw 411 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $139, which is $3,994 less than the county median.

Homebuyers in Cayuga County County who chose Community Bank, National Association paid $4,189 less in closing costs than the county median.

County Median Costs

$4,328

−32.8% vs New York ($6,440)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,450

Purchase Originations

411

vs New York Median

32.8% below

$-2,112

vs National Median

35.8% below

$-2,413

Lender rankings in Cayuga County County

10 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Community Bank, National Association	$139	7.500%	$0	20	−$3,994
2	Empower Federal Credit Union	$2,935	6.625%	$451	34	−$1,198
3	Tompkins Community Bank	$3,458	6.625%	$660	18	−$675
4	AMERICU Credit Union	$3,674	6.250%	$1,445	15	−$459
5	KeyBank National Association	$3,756	6.375%	$1,295	10	−$377
6	PRIMELENDING, A PLAINSCAPITAL COMPANY	$3,875	6.562%	$1,230	10	−$258
7	CROSSCOUNTRY MORTGAGE, LLC	$4,310	6.875%	$1,490	13	+$177
8	Genesee Regional Bank	$4,375	6.625%	$1,693	18	+$242
9	The Lyons National Bank	$4,487	6.750%	$974	63	+$354
10	EVERETT FINANCIAL, INC.	$5,106	6.875%	$2,415	12	+$974

Includes lenders with 10+ purchase originations in Cayuga County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.