Homebuyers in Cayuga County County who chose Community Bank, National Association paid $4,546 less in closing costs than the county median.
County Median Costs
$4,546
−29.0% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,445
Purchase Originations
427
Denial Rate
11.9%
vs New York avg (8.5%)
vs New York Median
29.0% below
$-1,854
vs National Median
31.9% below
$-2,134
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 11 | −$4,289 | |
| 2 | $2,680 | 6.500% | $123 | 39 | −$1,608 | |
| 3 | $3,272 | 6.375% | $595 | 10 | −$1,017 | |
| 4 | $3,353 | 6.500% | $820 | 26 | −$936 | |
| 5 | $3,413 | 6.183% | $1,445 | 12 | −$876 | |
| 6 | $4,035 | 6.625% | $1,550 | 19 | −$254 | |
| 7 | $4,189 | 6.500% | $1,438 | 15 | −$100 | |
| 8 | $4,361 | 6.500% | $1,516 | 13 | +$72 | |
| 9 | $5,069 | 6.500% | $1,456 | 86 | +$780 |
Includes lenders with 10+ purchase originations in Cayuga County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.