Homebuyers in Cumberland County County who chose OceanFirst Bank, National Association paid $6,622 less in closing costs than the county median.
County Median Costs
$10,235
+37.0% vs New Jersey ($7,473)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,462
Purchase Originations
951
Denial Rate
8.9%
vs New Jersey avg (5.9%)
vs New Jersey Median
37.0% above
$2,762
vs National Median
53.2% above
$3,555
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,613 | 6.250% | $820 | 23 | −$2,946 | |
| 2 | $4,839 | 6.245% | $1,250 | 10 | −$1,720 | |
| 3 | $4,911 | 6.990% | $1,550 | 22 | −$1,648 | |
| 4 | $5,807 | 6.688% | $2,921 | 12 | −$752 | |
| 5 | $5,930 | 6.625% | $3,055 | 15 | −$629 | |
| 6 | $5,954 | 6.990% | $2,665 | 10 | −$605 | |
| 7 | $6,059 | 6.500% | $4,678 | 12 | −$500 | |
| 8 | $7,140 | 6.938% | $4,013 | 10 | +$581 | |
| 9 | $7,768 | 6.875% | $4,825 | 25 | +$1,209 | |
| 10 | $8,715 | 9.500% | $5,671 | 11 | +$2,156 | |
| 11 | $13,923 | 6.625% | $4,165 | 83 | +$7,364 |
Includes lenders with 10+ purchase originations in Cumberland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.