Lowest closing cost mortgage lenders in Pitt County County, North Carolina
In Pitt County, North Carolina, homebuyers paid a median of $5,555 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 1,589 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,324, which is $2,304 less than the county median.
Homebuyers in Pitt County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,231 less in closing costs than the county median.
County Median Costs
$5,555
−2.9% vs North Carolina ($5,720)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,250
Purchase Originations
1,589
vs North Carolina Median
2.9% below
$-165
vs National Median
17.6% below
$-1,186
Lender rankings in Pitt County County
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,324 | 5.500% | $0 | 45 | −$2,304 | |
| 2 | $2,651 | 6.125% | $0 | 12 | −$1,977 | |
| 3 | $3,924 | 6.500% | $1,395 | 27 | −$704 | |
| 4 | $4,224 | 6.250% | $1,828 | 36 | −$404 | |
| 5 | $4,332 | 6.562% | $1,395 | 40 | −$296 | |
| 6 | $4,352 | 6.990% | $1,790 | 15 | −$276 | |
| 7 | $4,421 | 6.325% | $2,360 | 171 | −$207 | |
| 8 | $4,464 | 6.875% | $1,967 | 34 | −$164 | |
| 9 | $4,508 | 6.812% | $2,192 | 14 | −$120 | |
| 10 | $4,518 | 6.490% | $2,513 | 39 | −$110 | |
| 11 | $5,005 | 6.875% | $2,767 | 39 | +$377 | |
| 12 | $5,006 | 6.125% | $1,490 | 12 | +$378 | |
| 13 | $5,054 | 6.375% | $2,792 | 113 | +$426 | |
| 14 | $5,548 | 6.624% | $3,094 | 16 | +$920 | |
| 15 | $5,886 | 6.625% | $3,378 | 11 | +$1,258 | |
| 16 | $6,051 | 6.495% | $3,668 | 48 | +$1,423 | |
| 17 | $6,144 | 6.500% | $3,999 | 51 | +$1,516 | |
| 18 | $6,662 | 6.625% | $4,235 | 19 | +$2,034 | |
| 19 | $7,358 | 8.500% | $4,753 | 14 | +$2,730 |
Includes lenders with 10+ purchase originations in Pitt County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.