Lowest closing cost mortgage lenders in Kennebec County County, Maine
In Kennebec County, Maine, homebuyers paid a median of $4,808 in closing costs in 2024 — near the Maine median of $4,783. The county saw 1,157 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Kennebec Savings Bank offered the lowest median costs at $1,027, which is $2,781 less than the county median.
Homebuyers in Kennebec County County who chose Kennebec Savings Bank paid $3,781 less in closing costs than the county median.
County Median Costs
$4,808
+0.5% vs Maine ($4,783)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,595
Purchase Originations
1,157
vs Maine Median
0.5% above
$25
vs National Median
28.7% below
$-1,933
Lender rankings in Kennebec County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,027 | 7.250% | $0 | 192 | −$2,781 | |
| 2 | $3,394 | 6.500% | $1,025 | 64 | −$414 | |
| 3 | $3,459 | 6.562% | $1,135 | 28 | −$349 | |
| 4 | $3,587 | 7.125% | $1,275 | 17 | −$221 | |
| 5 | $3,977 | 6.812% | $1,100 | 14 | +$169 | |
| 6 | $4,084 | 6.990% | $1,723 | 94 | +$276 | |
| 7 | $4,437 | 6.812% | $1,972 | 10 | +$629 | |
| 8 | $4,518 | 6.990% | $2,306 | 21 | +$710 | |
| 9 | $4,602 | 6.990% | $2,418 | 30 | +$794 | |
| 10 | $5,656 | 7.250% | $3,366 | 12 | +$1,848 | |
| 11 | $5,744 | 6.999% | $2,708 | 43 | +$1,936 | |
| 12 | $6,067 | 6.625% | $3,645 | 39 | +$2,259 |
Includes lenders with 10+ purchase originations in Kennebec County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.