Homebuyers in Kennebec County County who chose Kennebec Savings Bank paid $3,666 less in closing costs than the county median.
County Median Costs
$4,617
−2.5% vs Maine ($4,736)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,650
Purchase Originations
1,186
Denial Rate
6.3%
vs Maine avg (7.9%)
vs Maine Median
2.5% below
$-119
vs National Median
30.9% below
$-2,063
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $951 | 6.750% | $0 | 187 | −$2,903 | |
| 2 | $3,531 | 6.375% | $1,250 | 59 | −$323 | |
| 3 | $3,574 | 6.500% | $1,100 | 23 | −$280 | |
| 4 | $3,614 | 6.250% | $1,135 | 29 | −$240 | |
| 5 | $3,829 | 6.938% | $1,500 | 18 | −$25 | |
| 6 | $4,200 | 6.812% | $1,895 | 10 | +$346 | |
| 7 | $4,222 | 6.750% | $1,923 | 82 | +$368 | |
| 8 | $4,440 | 6.750% | $1,720 | 19 | +$586 | |
| 9 | $4,541 | 6.750% | $2,120 | 12 | +$687 | |
| 10 | $4,751 | 6.625% | $2,228 | 16 | +$897 | |
| 11 | $4,993 | 6.624% | $2,339 | 49 | +$1,139 | |
| 12 | $5,187 | 6.625% | $1,679 | 11 | +$1,333 | |
| 13 | $5,809 | 6.875% | $3,387 | 26 | +$1,955 | |
| 14 | $7,103 | 6.750% | $5,162 | 10 | +$3,249 |
Includes lenders with 10+ purchase originations in Kennebec County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.